LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,107
−HK$3,142/mo
▼ 0.25% · 3.875%
HK$51,666
−HK$1,583/mo
Today · 4.125%
HK$53,249
baseline
▲ 0.50% · 4.625%
HK$56,489
+HK$3,240/mo
Deposit HK$10.99M · loan HK$10.99M · min. income ≈ HK$106,498/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$933,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,743
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$57,238
−HK$1,517/mo
Today · 4.125%
HK$58,755
baseline
▲ 0.50% · 4.625%
HK$61,852
+HK$3,097/mo
Deposit HK$10.99M · loan HK$10.99M · min. income ≈ HK$117,510/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$933,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,128
−HK$3,771/mo
▼ 0.25% · 3.875%
HK$61,999
−HK$1,900/mo
Today · 4.125%
HK$63,899
baseline
▲ 0.50% · 4.625%
HK$67,787
+HK$3,888/mo
Deposit HK$8.79M · loan HK$13.18M · min. income ≈ HK$127,798/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$933,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,892
−HK$3,614/mo
▼ 0.25% · 3.875%
HK$68,686
−HK$1,820/mo
Today · 4.125%
HK$70,506
baseline
▲ 0.50% · 4.625%
HK$74,223
+HK$3,717/mo
Deposit HK$8.79M · loan HK$13.18M · min. income ≈ HK$141,012/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$933,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,150
−HK$4,399/mo
▼ 0.25% · 3.875%
HK$72,332
−HK$2,217/mo
Today · 4.125%
HK$74,549
baseline
▲ 0.50% · 4.625%
HK$79,085
+HK$4,536/mo
Deposit HK$6.59M · loan HK$15.38M · min. income ≈ HK$149,098/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$933,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,041
−HK$4,216/mo
▼ 0.25% · 3.875%
HK$80,134
−HK$2,123/mo
Today · 4.125%
HK$82,257
baseline
▲ 0.50% · 4.625%
HK$86,593
+HK$4,336/mo
Deposit HK$6.59M · loan HK$15.38M · min. income ≈ HK$164,514/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$933,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,192
−HK$5,656/mo
▼ 0.25% · 3.875%
HK$92,998
−HK$2,850/mo
Today · 4.125%
HK$95,848
baseline
▲ 0.50% · 4.625%
HK$101,680
+HK$5,832/mo
Deposit HK$2.20M · loan HK$19.78M · min. income ≈ HK$191,696/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$933,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,338
−HK$5,421/mo
▼ 0.25% · 3.875%
HK$103,029
−HK$2,730/mo
Today · 4.125%
HK$105,759
baseline
▲ 0.50% · 4.625%
HK$111,334
+HK$5,575/mo
Deposit HK$2.20M · loan HK$19.78M · min. income ≈ HK$211,518/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$933,906 · Scale 2, in force from 26 Feb 2026)