LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,108
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$51,667
−HK$1,584/mo
Today · 4.125%
HK$53,251
baseline
▲ 0.50% · 4.625%
HK$56,491
+HK$3,240/mo
Deposit HK$10.99M · loan HK$10.99M · min. income ≈ HK$106,502/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$933,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,745
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$57,240
−HK$1,517/mo
Today · 4.125%
HK$58,757
baseline
▲ 0.50% · 4.625%
HK$61,854
+HK$3,097/mo
Deposit HK$10.99M · loan HK$10.99M · min. income ≈ HK$117,514/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$933,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,130
−HK$3,771/mo
▼ 0.25% · 3.875%
HK$62,000
−HK$1,901/mo
Today · 4.125%
HK$63,901
baseline
▲ 0.50% · 4.625%
HK$67,789
+HK$3,888/mo
Deposit HK$8.79M · loan HK$13.18M · min. income ≈ HK$127,802/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$933,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,894
−HK$3,614/mo
▼ 0.25% · 3.875%
HK$68,688
−HK$1,820/mo
Today · 4.125%
HK$70,508
baseline
▲ 0.50% · 4.625%
HK$74,225
+HK$3,717/mo
Deposit HK$8.79M · loan HK$13.18M · min. income ≈ HK$141,016/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$933,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,152
−HK$4,399/mo
▼ 0.25% · 3.875%
HK$72,334
−HK$2,217/mo
Today · 4.125%
HK$74,551
baseline
▲ 0.50% · 4.625%
HK$79,087
+HK$4,536/mo
Deposit HK$6.59M · loan HK$15.38M · min. income ≈ HK$149,102/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$933,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,043
−HK$4,217/mo
▼ 0.25% · 3.875%
HK$80,136
−HK$2,124/mo
Today · 4.125%
HK$82,260
baseline
▲ 0.50% · 4.625%
HK$86,596
+HK$4,336/mo
Deposit HK$6.59M · loan HK$15.38M · min. income ≈ HK$164,520/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$933,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,195
−HK$5,656/mo
▼ 0.25% · 3.875%
HK$93,001
−HK$2,850/mo
Today · 4.125%
HK$95,851
baseline
▲ 0.50% · 4.625%
HK$101,683
+HK$5,832/mo
Deposit HK$2.20M · loan HK$19.78M · min. income ≈ HK$191,702/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$933,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,341
−HK$5,421/mo
▼ 0.25% · 3.875%
HK$103,032
−HK$2,730/mo
Today · 4.125%
HK$105,762
baseline
▲ 0.50% · 4.625%
HK$111,337
+HK$5,575/mo
Deposit HK$2.20M · loan HK$19.78M · min. income ≈ HK$211,524/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$933,933 · Scale 2, in force from 26 Feb 2026)