LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,110
−HK$3,142/mo
▼ 0.25% · 3.875%
HK$51,668
−HK$1,584/mo
Today · 4.125%
HK$53,252
baseline
▲ 0.50% · 4.625%
HK$56,492
+HK$3,240/mo
Deposit HK$10.99M · loan HK$10.99M · min. income ≈ HK$106,504/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$933,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,746
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$57,242
−HK$1,516/mo
Today · 4.125%
HK$58,758
baseline
▲ 0.50% · 4.625%
HK$61,855
+HK$3,097/mo
Deposit HK$10.99M · loan HK$10.99M · min. income ≈ HK$117,516/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$933,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,132
−HK$3,770/mo
▼ 0.25% · 3.875%
HK$62,002
−HK$1,900/mo
Today · 4.125%
HK$63,902
baseline
▲ 0.50% · 4.625%
HK$67,791
+HK$3,889/mo
Deposit HK$8.79M · loan HK$13.19M · min. income ≈ HK$127,804/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$933,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,896
−HK$3,614/mo
▼ 0.25% · 3.875%
HK$68,690
−HK$1,820/mo
Today · 4.125%
HK$70,510
baseline
▲ 0.50% · 4.625%
HK$74,227
+HK$3,717/mo
Deposit HK$8.79M · loan HK$13.19M · min. income ≈ HK$141,020/mo (50% DSR)
Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$933,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,153
−HK$4,400/mo
▼ 0.25% · 3.875%
HK$72,336
−HK$2,217/mo
Today · 4.125%
HK$74,553
baseline
▲ 0.50% · 4.625%
HK$79,089
+HK$4,536/mo
Deposit HK$6.59M · loan HK$15.38M · min. income ≈ HK$149,106/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$933,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,045
−HK$4,217/mo
▼ 0.25% · 3.875%
HK$80,138
−HK$2,124/mo
Today · 4.125%
HK$82,262
baseline
▲ 0.50% · 4.625%
HK$86,598
+HK$4,336/mo
Deposit HK$6.59M · loan HK$15.38M · min. income ≈ HK$164,524/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$933,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,197
−HK$5,656/mo
▼ 0.25% · 3.875%
HK$93,003
−HK$2,850/mo
Today · 4.125%
HK$95,853
baseline
▲ 0.50% · 4.625%
HK$101,686
+HK$5,833/mo
Deposit HK$2.20M · loan HK$19.78M · min. income ≈ HK$191,706/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$933,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,344
−HK$5,421/mo
▼ 0.25% · 3.875%
HK$103,035
−HK$2,730/mo
Today · 4.125%
HK$105,765
baseline
▲ 0.50% · 4.625%
HK$111,340
+HK$5,575/mo
Deposit HK$2.20M · loan HK$19.78M · min. income ≈ HK$211,530/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$933,956 · Scale 2, in force from 26 Feb 2026)