LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,115
−HK$3,142/mo
▼ 0.25% · 3.875%
HK$51,674
−HK$1,583/mo
Today · 4.125%
HK$53,257
baseline
▲ 0.50% · 4.625%
HK$56,498
+HK$3,241/mo
Deposit HK$10.99M · loan HK$10.99M · min. income ≈ HK$106,514/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$934,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,752
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$57,247
−HK$1,517/mo
Today · 4.125%
HK$58,764
baseline
▲ 0.50% · 4.625%
HK$61,862
+HK$3,098/mo
Deposit HK$10.99M · loan HK$10.99M · min. income ≈ HK$117,528/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$934,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,138
−HK$3,771/mo
▼ 0.25% · 3.875%
HK$62,008
−HK$1,901/mo
Today · 4.125%
HK$63,909
baseline
▲ 0.50% · 4.625%
HK$67,798
+HK$3,889/mo
Deposit HK$8.79M · loan HK$13.19M · min. income ≈ HK$127,818/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,903
−HK$3,614/mo
▼ 0.25% · 3.875%
HK$68,697
−HK$1,820/mo
Today · 4.125%
HK$70,517
baseline
▲ 0.50% · 4.625%
HK$74,234
+HK$3,717/mo
Deposit HK$8.79M · loan HK$13.19M · min. income ≈ HK$141,034/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,161
−HK$4,399/mo
▼ 0.25% · 3.875%
HK$72,343
−HK$2,217/mo
Today · 4.125%
HK$74,560
baseline
▲ 0.50% · 4.625%
HK$79,097
+HK$4,537/mo
Deposit HK$6.59M · loan HK$15.38M · min. income ≈ HK$149,120/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,053
−HK$4,217/mo
▼ 0.25% · 3.875%
HK$80,146
−HK$2,124/mo
Today · 4.125%
HK$82,270
baseline
▲ 0.50% · 4.625%
HK$86,607
+HK$4,337/mo
Deposit HK$6.59M · loan HK$15.38M · min. income ≈ HK$164,540/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,207
−HK$5,656/mo
▼ 0.25% · 3.875%
HK$93,013
−HK$2,850/mo
Today · 4.125%
HK$95,863
baseline
▲ 0.50% · 4.625%
HK$101,697
+HK$5,834/mo
Deposit HK$2.20M · loan HK$19.78M · min. income ≈ HK$191,726/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,354
−HK$5,422/mo
▼ 0.25% · 3.875%
HK$103,045
−HK$2,731/mo
Today · 4.125%
HK$105,776
baseline
▲ 0.50% · 4.625%
HK$111,351
+HK$5,575/mo
Deposit HK$2.20M · loan HK$19.78M · min. income ≈ HK$211,552/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,053 · Scale 2, in force from 26 Feb 2026)