LTV · monthly repayment
▼ 0.50% · 3.625%
HK$501,152
−HK$31,427/mo
▼ 0.25% · 3.875%
HK$516,741
−HK$15,838/mo
Today · 4.125%
HK$532,579
baseline
▲ 0.50% · 4.625%
HK$564,985
+HK$32,406/mo
Deposit HK$109.89M · loan HK$109.89M · min. income ≈ HK$1,065,158/mo (50% DSR)
Upfront cash ≈ HK$124.18M (deposit + AVD stamp duty HK$14,285,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$557,527
−HK$30,121/mo
▼ 0.25% · 3.875%
HK$572,479
−HK$15,169/mo
Today · 4.125%
HK$587,648
baseline
▲ 0.50% · 4.625%
HK$618,624
+HK$30,976/mo
Deposit HK$109.89M · loan HK$109.89M · min. income ≈ HK$1,175,296/mo (50% DSR)
Upfront cash ≈ HK$124.18M (deposit + AVD stamp duty HK$14,285,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$601,383
−HK$37,712/mo
▼ 0.25% · 3.875%
HK$620,089
−HK$19,006/mo
Today · 4.125%
HK$639,095
baseline
▲ 0.50% · 4.625%
HK$677,982
+HK$38,887/mo
Deposit HK$87.91M · loan HK$131.87M · min. income ≈ HK$1,278,190/mo (50% DSR)
Upfront cash ≈ HK$102.20M (deposit + AVD stamp duty HK$14,285,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$669,032
−HK$36,146/mo
▼ 0.25% · 3.875%
HK$686,975
−HK$18,203/mo
Today · 4.125%
HK$705,178
baseline
▲ 0.50% · 4.625%
HK$742,349
+HK$37,171/mo
Deposit HK$87.91M · loan HK$131.87M · min. income ≈ HK$1,410,356/mo (50% DSR)
Upfront cash ≈ HK$102.20M (deposit + AVD stamp duty HK$14,285,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$701,613
−HK$43,997/mo
▼ 0.25% · 3.875%
HK$723,437
−HK$22,173/mo
Today · 4.125%
HK$745,610
baseline
▲ 0.50% · 4.625%
HK$790,979
+HK$45,369/mo
Deposit HK$65.93M · loan HK$153.85M · min. income ≈ HK$1,491,220/mo (50% DSR)
Upfront cash ≈ HK$80.22M (deposit + AVD stamp duty HK$14,285,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$780,538
−HK$42,170/mo
▼ 0.25% · 3.875%
HK$801,471
−HK$21,237/mo
Today · 4.125%
HK$822,708
baseline
▲ 0.50% · 4.625%
HK$866,074
+HK$43,366/mo
Deposit HK$65.93M · loan HK$153.85M · min. income ≈ HK$1,645,416/mo (50% DSR)
Upfront cash ≈ HK$80.22M (deposit + AVD stamp duty HK$14,285,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$902,074
−HK$56,568/mo
▼ 0.25% · 3.875%
HK$930,134
−HK$28,508/mo
Today · 4.125%
HK$958,642
baseline
▲ 0.50% · 4.625%
HK$1,016,973
+HK$58,331/mo
Deposit HK$21.98M · loan HK$197.80M · min. income ≈ HK$1,917,284/mo (50% DSR)
Upfront cash ≈ HK$36.26M (deposit + AVD stamp duty HK$14,285,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,003,548
−HK$54,219/mo
▼ 0.25% · 3.875%
HK$1,030,463
−HK$27,304/mo
Today · 4.125%
HK$1,057,767
baseline
▲ 0.50% · 4.625%
HK$1,113,523
+HK$55,756/mo
Deposit HK$21.98M · loan HK$197.80M · min. income ≈ HK$2,115,534/mo (50% DSR)
Upfront cash ≈ HK$36.26M (deposit + AVD stamp duty HK$14,285,629 · Scale 2, in force from 26 Feb 2026)