LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,115
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$51,674
−HK$1,584/mo
Today · 4.125%
HK$53,258
baseline
▲ 0.50% · 4.625%
HK$56,499
+HK$3,241/mo
Deposit HK$10.99M · loan HK$10.99M · min. income ≈ HK$106,516/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$934,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,753
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$57,248
−HK$1,517/mo
Today · 4.125%
HK$58,765
baseline
▲ 0.50% · 4.625%
HK$61,863
+HK$3,098/mo
Deposit HK$10.99M · loan HK$10.99M · min. income ≈ HK$117,530/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$934,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,138
−HK$3,772/mo
▼ 0.25% · 3.875%
HK$62,009
−HK$1,901/mo
Today · 4.125%
HK$63,910
baseline
▲ 0.50% · 4.625%
HK$67,798
+HK$3,888/mo
Deposit HK$8.79M · loan HK$13.19M · min. income ≈ HK$127,820/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,903
−HK$3,615/mo
▼ 0.25% · 3.875%
HK$68,698
−HK$1,820/mo
Today · 4.125%
HK$70,518
baseline
▲ 0.50% · 4.625%
HK$74,235
+HK$3,717/mo
Deposit HK$8.79M · loan HK$13.19M · min. income ≈ HK$141,036/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,162
−HK$4,399/mo
▼ 0.25% · 3.875%
HK$72,344
−HK$2,217/mo
Today · 4.125%
HK$74,561
baseline
▲ 0.50% · 4.625%
HK$79,098
+HK$4,537/mo
Deposit HK$6.59M · loan HK$15.38M · min. income ≈ HK$149,122/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,054
−HK$4,217/mo
▼ 0.25% · 3.875%
HK$80,147
−HK$2,124/mo
Today · 4.125%
HK$82,271
baseline
▲ 0.50% · 4.625%
HK$86,608
+HK$4,337/mo
Deposit HK$6.59M · loan HK$15.38M · min. income ≈ HK$164,542/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,208
−HK$5,657/mo
▼ 0.25% · 3.875%
HK$93,014
−HK$2,851/mo
Today · 4.125%
HK$95,865
baseline
▲ 0.50% · 4.625%
HK$101,698
+HK$5,833/mo
Deposit HK$2.20M · loan HK$19.78M · min. income ≈ HK$191,730/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,355
−HK$5,422/mo
▼ 0.25% · 3.875%
HK$103,047
−HK$2,730/mo
Today · 4.125%
HK$105,777
baseline
▲ 0.50% · 4.625%
HK$111,353
+HK$5,576/mo
Deposit HK$2.20M · loan HK$19.78M · min. income ≈ HK$211,554/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,064 · Scale 2, in force from 26 Feb 2026)