LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,118
−HK$3,142/mo
▼ 0.25% · 3.875%
HK$51,677
−HK$1,583/mo
Today · 4.125%
HK$53,260
baseline
▲ 0.50% · 4.625%
HK$56,501
+HK$3,241/mo
Deposit HK$10.99M · loan HK$10.99M · min. income ≈ HK$106,520/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$934,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,755
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$57,251
−HK$1,517/mo
Today · 4.125%
HK$58,768
baseline
▲ 0.50% · 4.625%
HK$61,865
+HK$3,097/mo
Deposit HK$10.99M · loan HK$10.99M · min. income ≈ HK$117,536/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$934,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,141
−HK$3,771/mo
▼ 0.25% · 3.875%
HK$62,012
−HK$1,900/mo
Today · 4.125%
HK$63,912
baseline
▲ 0.50% · 4.625%
HK$67,801
+HK$3,889/mo
Deposit HK$8.79M · loan HK$13.19M · min. income ≈ HK$127,824/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,906
−HK$3,615/mo
▼ 0.25% · 3.875%
HK$68,701
−HK$1,820/mo
Today · 4.125%
HK$70,521
baseline
▲ 0.50% · 4.625%
HK$74,238
+HK$3,717/mo
Deposit HK$8.79M · loan HK$13.19M · min. income ≈ HK$141,042/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,165
−HK$4,400/mo
▼ 0.25% · 3.875%
HK$72,347
−HK$2,218/mo
Today · 4.125%
HK$74,565
baseline
▲ 0.50% · 4.625%
HK$79,102
+HK$4,537/mo
Deposit HK$6.59M · loan HK$15.39M · min. income ≈ HK$149,130/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,057
−HK$4,218/mo
▼ 0.25% · 3.875%
HK$80,151
−HK$2,124/mo
Today · 4.125%
HK$82,275
baseline
▲ 0.50% · 4.625%
HK$86,611
+HK$4,336/mo
Deposit HK$6.59M · loan HK$15.39M · min. income ≈ HK$164,550/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,212
−HK$5,657/mo
▼ 0.25% · 3.875%
HK$93,018
−HK$2,851/mo
Today · 4.125%
HK$95,869
baseline
▲ 0.50% · 4.625%
HK$101,702
+HK$5,833/mo
Deposit HK$2.20M · loan HK$19.78M · min. income ≈ HK$191,738/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,360
−HK$5,422/mo
▼ 0.25% · 3.875%
HK$103,051
−HK$2,731/mo
Today · 4.125%
HK$105,782
baseline
▲ 0.50% · 4.625%
HK$111,358
+HK$5,576/mo
Deposit HK$2.20M · loan HK$19.78M · min. income ≈ HK$211,564/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,104 · Scale 2, in force from 26 Feb 2026)