LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,121
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$51,680
−HK$1,584/mo
Today · 4.125%
HK$53,264
baseline
▲ 0.50% · 4.625%
HK$56,505
+HK$3,241/mo
Deposit HK$10.99M · loan HK$10.99M · min. income ≈ HK$106,528/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$934,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,759
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$57,254
−HK$1,518/mo
Today · 4.125%
HK$58,772
baseline
▲ 0.50% · 4.625%
HK$61,869
+HK$3,097/mo
Deposit HK$10.99M · loan HK$10.99M · min. income ≈ HK$117,544/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$934,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,145
−HK$3,772/mo
▼ 0.25% · 3.875%
HK$62,016
−HK$1,901/mo
Today · 4.125%
HK$63,917
baseline
▲ 0.50% · 4.625%
HK$67,806
+HK$3,889/mo
Deposit HK$8.79M · loan HK$13.19M · min. income ≈ HK$127,834/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,911
−HK$3,615/mo
▼ 0.25% · 3.875%
HK$68,705
−HK$1,821/mo
Today · 4.125%
HK$70,526
baseline
▲ 0.50% · 4.625%
HK$74,243
+HK$3,717/mo
Deposit HK$8.79M · loan HK$13.19M · min. income ≈ HK$141,052/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,169
−HK$4,401/mo
▼ 0.25% · 3.875%
HK$72,352
−HK$2,218/mo
Today · 4.125%
HK$74,570
baseline
▲ 0.50% · 4.625%
HK$79,107
+HK$4,537/mo
Deposit HK$6.59M · loan HK$15.39M · min. income ≈ HK$149,140/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,063
−HK$4,217/mo
▼ 0.25% · 3.875%
HK$80,156
−HK$2,124/mo
Today · 4.125%
HK$82,280
baseline
▲ 0.50% · 4.625%
HK$86,617
+HK$4,337/mo
Deposit HK$6.59M · loan HK$15.39M · min. income ≈ HK$164,560/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,218
−HK$5,657/mo
▼ 0.25% · 3.875%
HK$93,024
−HK$2,851/mo
Today · 4.125%
HK$95,875
baseline
▲ 0.50% · 4.625%
HK$101,709
+HK$5,834/mo
Deposit HK$2.20M · loan HK$19.78M · min. income ≈ HK$191,750/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,366
−HK$5,423/mo
▼ 0.25% · 3.875%
HK$103,058
−HK$2,731/mo
Today · 4.125%
HK$105,789
baseline
▲ 0.50% · 4.625%
HK$111,365
+HK$5,576/mo
Deposit HK$2.20M · loan HK$19.78M · min. income ≈ HK$211,578/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,167 · Scale 2, in force from 26 Feb 2026)