LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,123
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$51,682
−HK$1,584/mo
Today · 4.125%
HK$53,266
baseline
▲ 0.50% · 4.625%
HK$56,507
+HK$3,241/mo
Deposit HK$10.99M · loan HK$10.99M · min. income ≈ HK$106,532/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$934,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,761
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$57,257
−HK$1,517/mo
Today · 4.125%
HK$58,774
baseline
▲ 0.50% · 4.625%
HK$61,872
+HK$3,098/mo
Deposit HK$10.99M · loan HK$10.99M · min. income ≈ HK$117,548/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$934,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,147
−HK$3,772/mo
▼ 0.25% · 3.875%
HK$62,018
−HK$1,901/mo
Today · 4.125%
HK$63,919
baseline
▲ 0.50% · 4.625%
HK$67,809
+HK$3,890/mo
Deposit HK$8.79M · loan HK$13.19M · min. income ≈ HK$127,838/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,913
−HK$3,616/mo
▼ 0.25% · 3.875%
HK$68,708
−HK$1,821/mo
Today · 4.125%
HK$70,529
baseline
▲ 0.50% · 4.625%
HK$74,246
+HK$3,717/mo
Deposit HK$8.79M · loan HK$13.19M · min. income ≈ HK$141,058/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,172
−HK$4,400/mo
▼ 0.25% · 3.875%
HK$72,355
−HK$2,217/mo
Today · 4.125%
HK$74,572
baseline
▲ 0.50% · 4.625%
HK$79,110
+HK$4,538/mo
Deposit HK$6.59M · loan HK$15.39M · min. income ≈ HK$149,144/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,066
−HK$4,217/mo
▼ 0.25% · 3.875%
HK$80,159
−HK$2,124/mo
Today · 4.125%
HK$82,283
baseline
▲ 0.50% · 4.625%
HK$86,621
+HK$4,338/mo
Deposit HK$6.59M · loan HK$15.39M · min. income ≈ HK$164,566/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,221
−HK$5,658/mo
▼ 0.25% · 3.875%
HK$93,028
−HK$2,851/mo
Today · 4.125%
HK$95,879
baseline
▲ 0.50% · 4.625%
HK$101,713
+HK$5,834/mo
Deposit HK$2.20M · loan HK$19.78M · min. income ≈ HK$191,758/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,370
−HK$5,423/mo
▼ 0.25% · 3.875%
HK$103,062
−HK$2,731/mo
Today · 4.125%
HK$105,793
baseline
▲ 0.50% · 4.625%
HK$111,369
+HK$5,576/mo
Deposit HK$2.20M · loan HK$19.78M · min. income ≈ HK$211,586/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,204 · Scale 2, in force from 26 Feb 2026)