LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,124
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$51,683
−HK$1,584/mo
Today · 4.125%
HK$53,267
baseline
▲ 0.50% · 4.625%
HK$56,508
+HK$3,241/mo
Deposit HK$10.99M · loan HK$10.99M · min. income ≈ HK$106,534/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$934,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,762
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$57,258
−HK$1,517/mo
Today · 4.125%
HK$58,775
baseline
▲ 0.50% · 4.625%
HK$61,873
+HK$3,098/mo
Deposit HK$10.99M · loan HK$10.99M · min. income ≈ HK$117,550/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$934,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,148
−HK$3,772/mo
▼ 0.25% · 3.875%
HK$62,019
−HK$1,901/mo
Today · 4.125%
HK$63,920
baseline
▲ 0.50% · 4.625%
HK$67,810
+HK$3,890/mo
Deposit HK$8.79M · loan HK$13.19M · min. income ≈ HK$127,840/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,915
−HK$3,615/mo
▼ 0.25% · 3.875%
HK$68,709
−HK$1,821/mo
Today · 4.125%
HK$70,530
baseline
▲ 0.50% · 4.625%
HK$74,247
+HK$3,717/mo
Deposit HK$8.79M · loan HK$13.19M · min. income ≈ HK$141,060/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,173
−HK$4,401/mo
▼ 0.25% · 3.875%
HK$72,356
−HK$2,218/mo
Today · 4.125%
HK$74,574
baseline
▲ 0.50% · 4.625%
HK$79,111
+HK$4,537/mo
Deposit HK$6.59M · loan HK$15.39M · min. income ≈ HK$149,148/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,067
−HK$4,218/mo
▼ 0.25% · 3.875%
HK$80,161
−HK$2,124/mo
Today · 4.125%
HK$82,285
baseline
▲ 0.50% · 4.625%
HK$86,622
+HK$4,337/mo
Deposit HK$6.59M · loan HK$15.39M · min. income ≈ HK$164,570/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,223
−HK$5,657/mo
▼ 0.25% · 3.875%
HK$93,029
−HK$2,851/mo
Today · 4.125%
HK$95,880
baseline
▲ 0.50% · 4.625%
HK$101,715
+HK$5,835/mo
Deposit HK$2.20M · loan HK$19.78M · min. income ≈ HK$191,760/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,372
−HK$5,423/mo
▼ 0.25% · 3.875%
HK$103,064
−HK$2,731/mo
Today · 4.125%
HK$105,795
baseline
▲ 0.50% · 4.625%
HK$111,371
+HK$5,576/mo
Deposit HK$2.20M · loan HK$19.78M · min. income ≈ HK$211,590/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,219 · Scale 2, in force from 26 Feb 2026)