LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,125
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$51,685
−HK$1,584/mo
Today · 4.125%
HK$53,269
baseline
▲ 0.50% · 4.625%
HK$56,510
+HK$3,241/mo
Deposit HK$10.99M · loan HK$10.99M · min. income ≈ HK$106,538/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$934,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,764
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$57,260
−HK$1,517/mo
Today · 4.125%
HK$58,777
baseline
▲ 0.50% · 4.625%
HK$61,875
+HK$3,098/mo
Deposit HK$10.99M · loan HK$10.99M · min. income ≈ HK$117,554/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$934,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,150
−HK$3,772/mo
▼ 0.25% · 3.875%
HK$62,021
−HK$1,901/mo
Today · 4.125%
HK$63,922
baseline
▲ 0.50% · 4.625%
HK$67,812
+HK$3,890/mo
Deposit HK$8.79M · loan HK$13.19M · min. income ≈ HK$127,844/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,917
−HK$3,615/mo
▼ 0.25% · 3.875%
HK$68,711
−HK$1,821/mo
Today · 4.125%
HK$70,532
baseline
▲ 0.50% · 4.625%
HK$74,250
+HK$3,718/mo
Deposit HK$8.79M · loan HK$13.19M · min. income ≈ HK$141,064/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,176
−HK$4,400/mo
▼ 0.25% · 3.875%
HK$72,358
−HK$2,218/mo
Today · 4.125%
HK$74,576
baseline
▲ 0.50% · 4.625%
HK$79,114
+HK$4,538/mo
Deposit HK$6.59M · loan HK$15.39M · min. income ≈ HK$149,152/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,070
−HK$4,217/mo
▼ 0.25% · 3.875%
HK$80,163
−HK$2,124/mo
Today · 4.125%
HK$82,287
baseline
▲ 0.50% · 4.625%
HK$86,625
+HK$4,338/mo
Deposit HK$6.59M · loan HK$15.39M · min. income ≈ HK$164,574/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,226
−HK$5,658/mo
▼ 0.25% · 3.875%
HK$93,032
−HK$2,852/mo
Today · 4.125%
HK$95,884
baseline
▲ 0.50% · 4.625%
HK$101,718
+HK$5,834/mo
Deposit HK$2.20M · loan HK$19.78M · min. income ≈ HK$191,768/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,375
−HK$5,423/mo
▼ 0.25% · 3.875%
HK$103,067
−HK$2,731/mo
Today · 4.125%
HK$105,798
baseline
▲ 0.50% · 4.625%
HK$111,375
+HK$5,577/mo
Deposit HK$2.20M · loan HK$19.78M · min. income ≈ HK$211,596/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,250 · Scale 2, in force from 26 Feb 2026)