LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,130
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$51,689
−HK$1,585/mo
Today · 4.125%
HK$53,274
baseline
▲ 0.50% · 4.625%
HK$56,515
+HK$3,241/mo
Deposit HK$10.99M · loan HK$10.99M · min. income ≈ HK$106,548/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$934,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,769
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$57,265
−HK$1,517/mo
Today · 4.125%
HK$58,782
baseline
▲ 0.50% · 4.625%
HK$61,881
+HK$3,099/mo
Deposit HK$10.99M · loan HK$10.99M · min. income ≈ HK$117,564/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$934,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,156
−HK$3,772/mo
▼ 0.25% · 3.875%
HK$62,027
−HK$1,901/mo
Today · 4.125%
HK$63,928
baseline
▲ 0.50% · 4.625%
HK$67,818
+HK$3,890/mo
Deposit HK$8.79M · loan HK$13.19M · min. income ≈ HK$127,856/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,923
−HK$3,616/mo
▼ 0.25% · 3.875%
HK$68,718
−HK$1,821/mo
Today · 4.125%
HK$70,539
baseline
▲ 0.50% · 4.625%
HK$74,257
+HK$3,718/mo
Deposit HK$8.79M · loan HK$13.19M · min. income ≈ HK$141,078/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,182
−HK$4,401/mo
▼ 0.25% · 3.875%
HK$72,365
−HK$2,218/mo
Today · 4.125%
HK$74,583
baseline
▲ 0.50% · 4.625%
HK$79,121
+HK$4,538/mo
Deposit HK$6.60M · loan HK$15.39M · min. income ≈ HK$149,166/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,077
−HK$4,218/mo
▼ 0.25% · 3.875%
HK$80,171
−HK$2,124/mo
Today · 4.125%
HK$82,295
baseline
▲ 0.50% · 4.625%
HK$86,633
+HK$4,338/mo
Deposit HK$6.60M · loan HK$15.39M · min. income ≈ HK$164,590/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,234
−HK$5,659/mo
▼ 0.25% · 3.875%
HK$93,041
−HK$2,852/mo
Today · 4.125%
HK$95,893
baseline
▲ 0.50% · 4.625%
HK$101,727
+HK$5,834/mo
Deposit HK$2.20M · loan HK$19.79M · min. income ≈ HK$191,786/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,385
−HK$5,423/mo
▼ 0.25% · 3.875%
HK$103,077
−HK$2,731/mo
Today · 4.125%
HK$105,808
baseline
▲ 0.50% · 4.625%
HK$111,385
+HK$5,577/mo
Deposit HK$2.20M · loan HK$19.79M · min. income ≈ HK$211,616/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,338 · Scale 2, in force from 26 Feb 2026)