LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,135
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$51,694
−HK$1,585/mo
Today · 4.125%
HK$53,279
baseline
▲ 0.50% · 4.625%
HK$56,521
+HK$3,242/mo
Deposit HK$10.99M · loan HK$10.99M · min. income ≈ HK$106,558/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$934,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,775
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$57,271
−HK$1,517/mo
Today · 4.125%
HK$58,788
baseline
▲ 0.50% · 4.625%
HK$61,887
+HK$3,099/mo
Deposit HK$10.99M · loan HK$10.99M · min. income ≈ HK$117,576/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$934,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,162
−HK$3,773/mo
▼ 0.25% · 3.875%
HK$62,033
−HK$1,902/mo
Today · 4.125%
HK$63,935
baseline
▲ 0.50% · 4.625%
HK$67,825
+HK$3,890/mo
Deposit HK$8.79M · loan HK$13.19M · min. income ≈ HK$127,870/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,930
−HK$3,616/mo
▼ 0.25% · 3.875%
HK$68,725
−HK$1,821/mo
Today · 4.125%
HK$70,546
baseline
▲ 0.50% · 4.625%
HK$74,264
+HK$3,718/mo
Deposit HK$8.79M · loan HK$13.19M · min. income ≈ HK$141,092/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,189
−HK$4,401/mo
▼ 0.25% · 3.875%
HK$72,372
−HK$2,218/mo
Today · 4.125%
HK$74,590
baseline
▲ 0.50% · 4.625%
HK$79,129
+HK$4,539/mo
Deposit HK$6.60M · loan HK$15.39M · min. income ≈ HK$149,180/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,085
−HK$4,218/mo
▼ 0.25% · 3.875%
HK$80,179
−HK$2,124/mo
Today · 4.125%
HK$82,303
baseline
▲ 0.50% · 4.625%
HK$86,642
+HK$4,339/mo
Deposit HK$6.60M · loan HK$15.39M · min. income ≈ HK$164,606/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,243
−HK$5,659/mo
▼ 0.25% · 3.875%
HK$93,050
−HK$2,852/mo
Today · 4.125%
HK$95,902
baseline
▲ 0.50% · 4.625%
HK$101,737
+HK$5,835/mo
Deposit HK$2.20M · loan HK$19.79M · min. income ≈ HK$191,804/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,394
−HK$5,424/mo
▼ 0.25% · 3.875%
HK$103,087
−HK$2,731/mo
Today · 4.125%
HK$105,818
baseline
▲ 0.50% · 4.625%
HK$111,396
+HK$5,578/mo
Deposit HK$2.20M · loan HK$19.79M · min. income ≈ HK$211,636/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,429 · Scale 2, in force from 26 Feb 2026)