LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,136
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$51,695
−HK$1,585/mo
Today · 4.125%
HK$53,280
baseline
▲ 0.50% · 4.625%
HK$56,522
+HK$3,242/mo
Deposit HK$10.99M · loan HK$10.99M · min. income ≈ HK$106,560/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$934,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,776
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$57,272
−HK$1,517/mo
Today · 4.125%
HK$58,789
baseline
▲ 0.50% · 4.625%
HK$61,888
+HK$3,099/mo
Deposit HK$10.99M · loan HK$10.99M · min. income ≈ HK$117,578/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$934,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,163
−HK$3,773/mo
▼ 0.25% · 3.875%
HK$62,035
−HK$1,901/mo
Today · 4.125%
HK$63,936
baseline
▲ 0.50% · 4.625%
HK$67,826
+HK$3,890/mo
Deposit HK$8.79M · loan HK$13.19M · min. income ≈ HK$127,872/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,931
−HK$3,616/mo
▼ 0.25% · 3.875%
HK$68,726
−HK$1,821/mo
Today · 4.125%
HK$70,547
baseline
▲ 0.50% · 4.625%
HK$74,266
+HK$3,719/mo
Deposit HK$8.79M · loan HK$13.19M · min. income ≈ HK$141,094/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,190
−HK$4,402/mo
▼ 0.25% · 3.875%
HK$72,374
−HK$2,218/mo
Today · 4.125%
HK$74,592
baseline
▲ 0.50% · 4.625%
HK$79,131
+HK$4,539/mo
Deposit HK$6.60M · loan HK$15.39M · min. income ≈ HK$149,184/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,086
−HK$4,219/mo
▼ 0.25% · 3.875%
HK$80,180
−HK$2,125/mo
Today · 4.125%
HK$82,305
baseline
▲ 0.50% · 4.625%
HK$86,643
+HK$4,338/mo
Deposit HK$6.60M · loan HK$15.39M · min. income ≈ HK$164,610/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,245
−HK$5,659/mo
▼ 0.25% · 3.875%
HK$93,052
−HK$2,852/mo
Today · 4.125%
HK$95,904
baseline
▲ 0.50% · 4.625%
HK$101,739
+HK$5,835/mo
Deposit HK$2.20M · loan HK$19.79M · min. income ≈ HK$191,808/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,396
−HK$5,424/mo
▼ 0.25% · 3.875%
HK$103,089
−HK$2,731/mo
Today · 4.125%
HK$105,820
baseline
▲ 0.50% · 4.625%
HK$111,398
+HK$5,578/mo
Deposit HK$2.20M · loan HK$19.79M · min. income ≈ HK$211,640/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,447 · Scale 2, in force from 26 Feb 2026)