LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,138
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$51,697
−HK$1,585/mo
Today · 4.125%
HK$53,282
baseline
▲ 0.50% · 4.625%
HK$56,524
+HK$3,242/mo
Deposit HK$10.99M · loan HK$10.99M · min. income ≈ HK$106,564/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$934,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,778
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$57,274
−HK$1,517/mo
Today · 4.125%
HK$58,791
baseline
▲ 0.50% · 4.625%
HK$61,890
+HK$3,099/mo
Deposit HK$10.99M · loan HK$10.99M · min. income ≈ HK$117,582/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$934,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,165
−HK$3,773/mo
▼ 0.25% · 3.875%
HK$62,037
−HK$1,901/mo
Today · 4.125%
HK$63,938
baseline
▲ 0.50% · 4.625%
HK$67,829
+HK$3,891/mo
Deposit HK$8.80M · loan HK$13.19M · min. income ≈ HK$127,876/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,933
−HK$3,617/mo
▼ 0.25% · 3.875%
HK$68,728
−HK$1,822/mo
Today · 4.125%
HK$70,550
baseline
▲ 0.50% · 4.625%
HK$74,268
+HK$3,718/mo
Deposit HK$8.80M · loan HK$13.19M · min. income ≈ HK$141,100/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,193
−HK$4,402/mo
▼ 0.25% · 3.875%
HK$72,376
−HK$2,219/mo
Today · 4.125%
HK$74,595
baseline
▲ 0.50% · 4.625%
HK$79,133
+HK$4,538/mo
Deposit HK$6.60M · loan HK$15.39M · min. income ≈ HK$149,190/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,089
−HK$4,219/mo
▼ 0.25% · 3.875%
HK$80,183
−HK$2,125/mo
Today · 4.125%
HK$82,308
baseline
▲ 0.50% · 4.625%
HK$86,646
+HK$4,338/mo
Deposit HK$6.60M · loan HK$15.39M · min. income ≈ HK$164,616/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,248
−HK$5,659/mo
▼ 0.25% · 3.875%
HK$93,055
−HK$2,852/mo
Today · 4.125%
HK$95,907
baseline
▲ 0.50% · 4.625%
HK$101,743
+HK$5,836/mo
Deposit HK$2.20M · loan HK$19.79M · min. income ≈ HK$191,814/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,400
−HK$5,424/mo
▼ 0.25% · 3.875%
HK$103,093
−HK$2,731/mo
Today · 4.125%
HK$105,824
baseline
▲ 0.50% · 4.625%
HK$111,402
+HK$5,578/mo
Deposit HK$2.20M · loan HK$19.79M · min. income ≈ HK$211,648/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,481 · Scale 2, in force from 26 Feb 2026)