LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,140
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$51,700
−HK$1,584/mo
Today · 4.125%
HK$53,284
baseline
▲ 0.50% · 4.625%
HK$56,526
+HK$3,242/mo
Deposit HK$10.99M · loan HK$10.99M · min. income ≈ HK$106,568/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$934,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,780
−HK$3,014/mo
▼ 0.25% · 3.875%
HK$57,276
−HK$1,518/mo
Today · 4.125%
HK$58,794
baseline
▲ 0.50% · 4.625%
HK$61,893
+HK$3,099/mo
Deposit HK$10.99M · loan HK$10.99M · min. income ≈ HK$117,588/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$934,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,168
−HK$3,773/mo
▼ 0.25% · 3.875%
HK$62,040
−HK$1,901/mo
Today · 4.125%
HK$63,941
baseline
▲ 0.50% · 4.625%
HK$67,832
+HK$3,891/mo
Deposit HK$8.80M · loan HK$13.19M · min. income ≈ HK$127,882/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,936
−HK$3,617/mo
▼ 0.25% · 3.875%
HK$68,732
−HK$1,821/mo
Today · 4.125%
HK$70,553
baseline
▲ 0.50% · 4.625%
HK$74,272
+HK$3,719/mo
Deposit HK$8.80M · loan HK$13.19M · min. income ≈ HK$141,106/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,196
−HK$4,402/mo
▼ 0.25% · 3.875%
HK$72,380
−HK$2,218/mo
Today · 4.125%
HK$74,598
baseline
▲ 0.50% · 4.625%
HK$79,137
+HK$4,539/mo
Deposit HK$6.60M · loan HK$15.39M · min. income ≈ HK$149,196/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,092
−HK$4,219/mo
▼ 0.25% · 3.875%
HK$80,187
−HK$2,124/mo
Today · 4.125%
HK$82,311
baseline
▲ 0.50% · 4.625%
HK$86,650
+HK$4,339/mo
Deposit HK$6.60M · loan HK$15.39M · min. income ≈ HK$164,622/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,252
−HK$5,660/mo
▼ 0.25% · 3.875%
HK$93,059
−HK$2,853/mo
Today · 4.125%
HK$95,912
baseline
▲ 0.50% · 4.625%
HK$101,748
+HK$5,836/mo
Deposit HK$2.20M · loan HK$19.79M · min. income ≈ HK$191,824/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,405
−HK$5,424/mo
▼ 0.25% · 3.875%
HK$103,097
−HK$2,732/mo
Today · 4.125%
HK$105,829
baseline
▲ 0.50% · 4.625%
HK$111,407
+HK$5,578/mo
Deposit HK$2.20M · loan HK$19.79M · min. income ≈ HK$211,658/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,523 · Scale 2, in force from 26 Feb 2026)