LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,143
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$51,702
−HK$1,585/mo
Today · 4.125%
HK$53,287
baseline
▲ 0.50% · 4.625%
HK$56,529
+HK$3,242/mo
Deposit HK$10.99M · loan HK$10.99M · min. income ≈ HK$106,574/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$934,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,783
−HK$3,014/mo
▼ 0.25% · 3.875%
HK$57,279
−HK$1,518/mo
Today · 4.125%
HK$58,797
baseline
▲ 0.50% · 4.625%
HK$61,896
+HK$3,099/mo
Deposit HK$10.99M · loan HK$10.99M · min. income ≈ HK$117,594/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$934,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,171
−HK$3,773/mo
▼ 0.25% · 3.875%
HK$62,043
−HK$1,901/mo
Today · 4.125%
HK$63,944
baseline
▲ 0.50% · 4.625%
HK$67,835
+HK$3,891/mo
Deposit HK$8.80M · loan HK$13.19M · min. income ≈ HK$127,888/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,940
−HK$3,616/mo
▼ 0.25% · 3.875%
HK$68,735
−HK$1,821/mo
Today · 4.125%
HK$70,556
baseline
▲ 0.50% · 4.625%
HK$74,276
+HK$3,720/mo
Deposit HK$8.80M · loan HK$13.19M · min. income ≈ HK$141,112/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,200
−HK$4,402/mo
▼ 0.25% · 3.875%
HK$72,383
−HK$2,219/mo
Today · 4.125%
HK$74,602
baseline
▲ 0.50% · 4.625%
HK$79,141
+HK$4,539/mo
Deposit HK$6.60M · loan HK$15.39M · min. income ≈ HK$149,204/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,096
−HK$4,220/mo
▼ 0.25% · 3.875%
HK$80,191
−HK$2,125/mo
Today · 4.125%
HK$82,316
baseline
▲ 0.50% · 4.625%
HK$86,655
+HK$4,339/mo
Deposit HK$6.60M · loan HK$15.39M · min. income ≈ HK$164,632/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,257
−HK$5,660/mo
▼ 0.25% · 3.875%
HK$93,064
−HK$2,853/mo
Today · 4.125%
HK$95,917
baseline
▲ 0.50% · 4.625%
HK$101,753
+HK$5,836/mo
Deposit HK$2.20M · loan HK$19.79M · min. income ≈ HK$191,834/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,410
−HK$5,425/mo
▼ 0.25% · 3.875%
HK$103,103
−HK$2,732/mo
Today · 4.125%
HK$105,835
baseline
▲ 0.50% · 4.625%
HK$111,413
+HK$5,578/mo
Deposit HK$2.20M · loan HK$19.79M · min. income ≈ HK$211,670/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,572 · Scale 2, in force from 26 Feb 2026)