LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,144
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$51,704
−HK$1,584/mo
Today · 4.125%
HK$53,288
baseline
▲ 0.50% · 4.625%
HK$56,531
+HK$3,243/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$106,576/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$934,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,784
−HK$3,014/mo
▼ 0.25% · 3.875%
HK$57,281
−HK$1,517/mo
Today · 4.125%
HK$58,798
baseline
▲ 0.50% · 4.625%
HK$61,898
+HK$3,100/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$117,596/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$934,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,173
−HK$3,773/mo
▼ 0.25% · 3.875%
HK$62,044
−HK$1,902/mo
Today · 4.125%
HK$63,946
baseline
▲ 0.50% · 4.625%
HK$67,837
+HK$3,891/mo
Deposit HK$8.80M · loan HK$13.19M · min. income ≈ HK$127,892/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,941
−HK$3,617/mo
▼ 0.25% · 3.875%
HK$68,737
−HK$1,821/mo
Today · 4.125%
HK$70,558
baseline
▲ 0.50% · 4.625%
HK$74,277
+HK$3,719/mo
Deposit HK$8.80M · loan HK$13.19M · min. income ≈ HK$141,116/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,201
−HK$4,403/mo
▼ 0.25% · 3.875%
HK$72,385
−HK$2,219/mo
Today · 4.125%
HK$74,604
baseline
▲ 0.50% · 4.625%
HK$79,143
+HK$4,539/mo
Deposit HK$6.60M · loan HK$15.39M · min. income ≈ HK$149,208/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,098
−HK$4,220/mo
▼ 0.25% · 3.875%
HK$80,193
−HK$2,125/mo
Today · 4.125%
HK$82,318
baseline
▲ 0.50% · 4.625%
HK$86,657
+HK$4,339/mo
Deposit HK$6.60M · loan HK$15.39M · min. income ≈ HK$164,636/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,259
−HK$5,660/mo
▼ 0.25% · 3.875%
HK$93,066
−HK$2,853/mo
Today · 4.125%
HK$95,919
baseline
▲ 0.50% · 4.625%
HK$101,755
+HK$5,836/mo
Deposit HK$2.20M · loan HK$19.79M · min. income ≈ HK$191,838/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,412
−HK$5,425/mo
▼ 0.25% · 3.875%
HK$103,105
−HK$2,732/mo
Today · 4.125%
HK$105,837
baseline
▲ 0.50% · 4.625%
HK$111,416
+HK$5,579/mo
Deposit HK$2.20M · loan HK$19.79M · min. income ≈ HK$211,674/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,594 · Scale 2, in force from 26 Feb 2026)