LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,145
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$51,705
−HK$1,585/mo
Today · 4.125%
HK$53,290
baseline
▲ 0.50% · 4.625%
HK$56,532
+HK$3,242/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$106,580/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$934,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,786
−HK$3,014/mo
▼ 0.25% · 3.875%
HK$57,282
−HK$1,518/mo
Today · 4.125%
HK$58,800
baseline
▲ 0.50% · 4.625%
HK$61,899
+HK$3,099/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$117,600/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$934,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,174
−HK$3,774/mo
▼ 0.25% · 3.875%
HK$62,046
−HK$1,902/mo
Today · 4.125%
HK$63,948
baseline
▲ 0.50% · 4.625%
HK$67,839
+HK$3,891/mo
Deposit HK$8.80M · loan HK$13.19M · min. income ≈ HK$127,896/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,943
−HK$3,617/mo
▼ 0.25% · 3.875%
HK$68,739
−HK$1,821/mo
Today · 4.125%
HK$70,560
baseline
▲ 0.50% · 4.625%
HK$74,279
+HK$3,719/mo
Deposit HK$8.80M · loan HK$13.19M · min. income ≈ HK$141,120/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,203
−HK$4,403/mo
▼ 0.25% · 3.875%
HK$72,387
−HK$2,219/mo
Today · 4.125%
HK$74,606
baseline
▲ 0.50% · 4.625%
HK$79,145
+HK$4,539/mo
Deposit HK$6.60M · loan HK$15.39M · min. income ≈ HK$149,212/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,100
−HK$4,220/mo
▼ 0.25% · 3.875%
HK$80,195
−HK$2,125/mo
Today · 4.125%
HK$82,320
baseline
▲ 0.50% · 4.625%
HK$86,659
+HK$4,339/mo
Deposit HK$6.60M · loan HK$15.39M · min. income ≈ HK$164,640/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,261
−HK$5,660/mo
▼ 0.25% · 3.875%
HK$93,069
−HK$2,852/mo
Today · 4.125%
HK$95,921
baseline
▲ 0.50% · 4.625%
HK$101,758
+HK$5,837/mo
Deposit HK$2.20M · loan HK$19.79M · min. income ≈ HK$191,842/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,415
−HK$5,425/mo
▼ 0.25% · 3.875%
HK$103,108
−HK$2,732/mo
Today · 4.125%
HK$105,840
baseline
▲ 0.50% · 4.625%
HK$111,419
+HK$5,579/mo
Deposit HK$2.20M · loan HK$19.79M · min. income ≈ HK$211,680/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,618 · Scale 2, in force from 26 Feb 2026)