LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,146
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$51,705
−HK$1,585/mo
Today · 4.125%
HK$53,290
baseline
▲ 0.50% · 4.625%
HK$56,533
+HK$3,243/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$106,580/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$934,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,786
−HK$3,014/mo
▼ 0.25% · 3.875%
HK$57,283
−HK$1,517/mo
Today · 4.125%
HK$58,800
baseline
▲ 0.50% · 4.625%
HK$61,900
+HK$3,100/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$117,600/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$934,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,175
−HK$3,773/mo
▼ 0.25% · 3.875%
HK$62,046
−HK$1,902/mo
Today · 4.125%
HK$63,948
baseline
▲ 0.50% · 4.625%
HK$67,839
+HK$3,891/mo
Deposit HK$8.80M · loan HK$13.19M · min. income ≈ HK$127,896/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,944
−HK$3,616/mo
▼ 0.25% · 3.875%
HK$68,739
−HK$1,821/mo
Today · 4.125%
HK$70,560
baseline
▲ 0.50% · 4.625%
HK$74,280
+HK$3,720/mo
Deposit HK$8.80M · loan HK$13.19M · min. income ≈ HK$141,120/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,204
−HK$4,402/mo
▼ 0.25% · 3.875%
HK$72,388
−HK$2,218/mo
Today · 4.125%
HK$74,606
baseline
▲ 0.50% · 4.625%
HK$79,146
+HK$4,540/mo
Deposit HK$6.60M · loan HK$15.39M · min. income ≈ HK$149,212/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,101
−HK$4,220/mo
▼ 0.25% · 3.875%
HK$80,196
−HK$2,125/mo
Today · 4.125%
HK$82,321
baseline
▲ 0.50% · 4.625%
HK$86,660
+HK$4,339/mo
Deposit HK$6.60M · loan HK$15.39M · min. income ≈ HK$164,642/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,262
−HK$5,660/mo
▼ 0.25% · 3.875%
HK$93,070
−HK$2,852/mo
Today · 4.125%
HK$95,922
baseline
▲ 0.50% · 4.625%
HK$101,759
+HK$5,837/mo
Deposit HK$2.20M · loan HK$19.79M · min. income ≈ HK$191,844/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,416
−HK$5,425/mo
▼ 0.25% · 3.875%
HK$103,109
−HK$2,732/mo
Today · 4.125%
HK$105,841
baseline
▲ 0.50% · 4.625%
HK$111,420
+HK$5,579/mo
Deposit HK$2.20M · loan HK$19.79M · min. income ≈ HK$211,682/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,626 · Scale 2, in force from 26 Feb 2026)