LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,146
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$51,706
−HK$1,585/mo
Today · 4.125%
HK$53,291
baseline
▲ 0.50% · 4.625%
HK$56,534
+HK$3,243/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$106,582/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$934,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,787
−HK$3,014/mo
▼ 0.25% · 3.875%
HK$57,284
−HK$1,517/mo
Today · 4.125%
HK$58,801
baseline
▲ 0.50% · 4.625%
HK$61,901
+HK$3,100/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$117,602/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$934,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,176
−HK$3,773/mo
▼ 0.25% · 3.875%
HK$62,048
−HK$1,901/mo
Today · 4.125%
HK$63,949
baseline
▲ 0.50% · 4.625%
HK$67,840
+HK$3,891/mo
Deposit HK$8.80M · loan HK$13.19M · min. income ≈ HK$127,898/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,945
−HK$3,617/mo
▼ 0.25% · 3.875%
HK$68,740
−HK$1,822/mo
Today · 4.125%
HK$70,562
baseline
▲ 0.50% · 4.625%
HK$74,281
+HK$3,719/mo
Deposit HK$8.80M · loan HK$13.19M · min. income ≈ HK$141,124/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,205
−HK$4,402/mo
▼ 0.25% · 3.875%
HK$72,389
−HK$2,218/mo
Today · 4.125%
HK$74,607
baseline
▲ 0.50% · 4.625%
HK$79,147
+HK$4,540/mo
Deposit HK$6.60M · loan HK$15.39M · min. income ≈ HK$149,214/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,102
−HK$4,220/mo
▼ 0.25% · 3.875%
HK$80,197
−HK$2,125/mo
Today · 4.125%
HK$82,322
baseline
▲ 0.50% · 4.625%
HK$86,661
+HK$4,339/mo
Deposit HK$6.60M · loan HK$15.39M · min. income ≈ HK$164,644/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,264
−HK$5,660/mo
▼ 0.25% · 3.875%
HK$93,071
−HK$2,853/mo
Today · 4.125%
HK$95,924
baseline
▲ 0.50% · 4.625%
HK$101,761
+HK$5,837/mo
Deposit HK$2.20M · loan HK$19.79M · min. income ≈ HK$191,848/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,417
−HK$5,426/mo
▼ 0.25% · 3.875%
HK$103,110
−HK$2,733/mo
Today · 4.125%
HK$105,843
baseline
▲ 0.50% · 4.625%
HK$111,422
+HK$5,579/mo
Deposit HK$2.20M · loan HK$19.79M · min. income ≈ HK$211,686/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,642 · Scale 2, in force from 26 Feb 2026)