LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,148
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$51,708
−HK$1,585/mo
Today · 4.125%
HK$53,293
baseline
▲ 0.50% · 4.625%
HK$56,535
+HK$3,242/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$106,586/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$934,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,789
−HK$3,014/mo
▼ 0.25% · 3.875%
HK$57,285
−HK$1,518/mo
Today · 4.125%
HK$58,803
baseline
▲ 0.50% · 4.625%
HK$61,903
+HK$3,100/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$117,606/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$934,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,178
−HK$3,773/mo
▼ 0.25% · 3.875%
HK$62,049
−HK$1,902/mo
Today · 4.125%
HK$63,951
baseline
▲ 0.50% · 4.625%
HK$67,843
+HK$3,892/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$127,902/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,947
−HK$3,617/mo
▼ 0.25% · 3.875%
HK$68,742
−HK$1,822/mo
Today · 4.125%
HK$70,564
baseline
▲ 0.50% · 4.625%
HK$74,283
+HK$3,719/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$141,128/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,207
−HK$4,403/mo
▼ 0.25% · 3.875%
HK$72,391
−HK$2,219/mo
Today · 4.125%
HK$74,610
baseline
▲ 0.50% · 4.625%
HK$79,150
+HK$4,540/mo
Deposit HK$6.60M · loan HK$15.39M · min. income ≈ HK$149,220/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,105
−HK$4,220/mo
▼ 0.25% · 3.875%
HK$80,200
−HK$2,125/mo
Today · 4.125%
HK$82,325
baseline
▲ 0.50% · 4.625%
HK$86,664
+HK$4,339/mo
Deposit HK$6.60M · loan HK$15.39M · min. income ≈ HK$164,650/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,266
−HK$5,661/mo
▼ 0.25% · 3.875%
HK$93,074
−HK$2,853/mo
Today · 4.125%
HK$95,927
baseline
▲ 0.50% · 4.625%
HK$101,764
+HK$5,837/mo
Deposit HK$2.20M · loan HK$19.79M · min. income ≈ HK$191,854/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,421
−HK$5,425/mo
▼ 0.25% · 3.875%
HK$103,114
−HK$2,732/mo
Today · 4.125%
HK$105,846
baseline
▲ 0.50% · 4.625%
HK$111,425
+HK$5,579/mo
Deposit HK$2.20M · loan HK$19.79M · min. income ≈ HK$211,692/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,672 · Scale 2, in force from 26 Feb 2026)