LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,151
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$51,711
−HK$1,585/mo
Today · 4.125%
HK$53,296
baseline
▲ 0.50% · 4.625%
HK$56,539
+HK$3,243/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$106,592/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$934,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,793
−HK$3,014/mo
▼ 0.25% · 3.875%
HK$57,289
−HK$1,518/mo
Today · 4.125%
HK$58,807
baseline
▲ 0.50% · 4.625%
HK$61,907
+HK$3,100/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$117,614/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$934,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,182
−HK$3,774/mo
▼ 0.25% · 3.875%
HK$62,054
−HK$1,902/mo
Today · 4.125%
HK$63,956
baseline
▲ 0.50% · 4.625%
HK$67,847
+HK$3,891/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$127,912/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,952
−HK$3,617/mo
▼ 0.25% · 3.875%
HK$68,747
−HK$1,822/mo
Today · 4.125%
HK$70,569
baseline
▲ 0.50% · 4.625%
HK$74,289
+HK$3,720/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$141,138/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,212
−HK$4,403/mo
▼ 0.25% · 3.875%
HK$72,396
−HK$2,219/mo
Today · 4.125%
HK$74,615
baseline
▲ 0.50% · 4.625%
HK$79,155
+HK$4,540/mo
Deposit HK$6.60M · loan HK$15.40M · min. income ≈ HK$149,230/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,110
−HK$4,220/mo
▼ 0.25% · 3.875%
HK$80,205
−HK$2,125/mo
Today · 4.125%
HK$82,330
baseline
▲ 0.50% · 4.625%
HK$86,670
+HK$4,340/mo
Deposit HK$6.60M · loan HK$15.40M · min. income ≈ HK$164,660/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,273
−HK$5,661/mo
▼ 0.25% · 3.875%
HK$93,081
−HK$2,853/mo
Today · 4.125%
HK$95,934
baseline
▲ 0.50% · 4.625%
HK$101,771
+HK$5,837/mo
Deposit HK$2.20M · loan HK$19.79M · min. income ≈ HK$191,868/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,427
−HK$5,426/mo
▼ 0.25% · 3.875%
HK$103,121
−HK$2,732/mo
Today · 4.125%
HK$105,853
baseline
▲ 0.50% · 4.625%
HK$111,433
+HK$5,580/mo
Deposit HK$2.20M · loan HK$19.79M · min. income ≈ HK$211,706/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,737 · Scale 2, in force from 26 Feb 2026)