LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,154
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$51,714
−HK$1,585/mo
Today · 4.125%
HK$53,299
baseline
▲ 0.50% · 4.625%
HK$56,542
+HK$3,243/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$106,598/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$934,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,796
−HK$3,014/mo
▼ 0.25% · 3.875%
HK$57,292
−HK$1,518/mo
Today · 4.125%
HK$58,810
baseline
▲ 0.50% · 4.625%
HK$61,910
+HK$3,100/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$117,620/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$934,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,185
−HK$3,774/mo
▼ 0.25% · 3.875%
HK$62,057
−HK$1,902/mo
Today · 4.125%
HK$63,959
baseline
▲ 0.50% · 4.625%
HK$67,850
+HK$3,891/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$127,918/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,955
−HK$3,617/mo
▼ 0.25% · 3.875%
HK$68,750
−HK$1,822/mo
Today · 4.125%
HK$70,572
baseline
▲ 0.50% · 4.625%
HK$74,292
+HK$3,720/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$141,144/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,215
−HK$4,404/mo
▼ 0.25% · 3.875%
HK$72,399
−HK$2,220/mo
Today · 4.125%
HK$74,619
baseline
▲ 0.50% · 4.625%
HK$79,159
+HK$4,540/mo
Deposit HK$6.60M · loan HK$15.40M · min. income ≈ HK$149,238/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,114
−HK$4,220/mo
▼ 0.25% · 3.875%
HK$80,209
−HK$2,125/mo
Today · 4.125%
HK$82,334
baseline
▲ 0.50% · 4.625%
HK$86,674
+HK$4,340/mo
Deposit HK$6.60M · loan HK$15.40M · min. income ≈ HK$164,668/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,277
−HK$5,661/mo
▼ 0.25% · 3.875%
HK$93,085
−HK$2,853/mo
Today · 4.125%
HK$95,938
baseline
▲ 0.50% · 4.625%
HK$101,776
+HK$5,838/mo
Deposit HK$2.20M · loan HK$19.80M · min. income ≈ HK$191,876/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,432
−HK$5,426/mo
▼ 0.25% · 3.875%
HK$103,126
−HK$2,732/mo
Today · 4.125%
HK$105,858
baseline
▲ 0.50% · 4.625%
HK$111,438
+HK$5,580/mo
Deposit HK$2.20M · loan HK$19.80M · min. income ≈ HK$211,716/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,781 · Scale 2, in force from 26 Feb 2026)