LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,155
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$51,715
−HK$1,585/mo
Today · 4.125%
HK$53,300
baseline
▲ 0.50% · 4.625%
HK$56,543
+HK$3,243/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$106,600/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$934,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,797
−HK$3,015/mo
▼ 0.25% · 3.875%
HK$57,293
−HK$1,519/mo
Today · 4.125%
HK$58,812
baseline
▲ 0.50% · 4.625%
HK$61,912
+HK$3,100/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$117,624/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$934,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,186
−HK$3,774/mo
▼ 0.25% · 3.875%
HK$62,058
−HK$1,902/mo
Today · 4.125%
HK$63,960
baseline
▲ 0.50% · 4.625%
HK$67,852
+HK$3,892/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$127,920/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,956
−HK$3,618/mo
▼ 0.25% · 3.875%
HK$68,752
−HK$1,822/mo
Today · 4.125%
HK$70,574
baseline
▲ 0.50% · 4.625%
HK$74,294
+HK$3,720/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$141,148/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,217
−HK$4,403/mo
▼ 0.25% · 3.875%
HK$72,401
−HK$2,219/mo
Today · 4.125%
HK$74,620
baseline
▲ 0.50% · 4.625%
HK$79,161
+HK$4,541/mo
Deposit HK$6.60M · loan HK$15.40M · min. income ≈ HK$149,240/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,116
−HK$4,220/mo
▼ 0.25% · 3.875%
HK$80,211
−HK$2,125/mo
Today · 4.125%
HK$82,336
baseline
▲ 0.50% · 4.625%
HK$86,676
+HK$4,340/mo
Deposit HK$6.60M · loan HK$15.40M · min. income ≈ HK$164,672/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,279
−HK$5,661/mo
▼ 0.25% · 3.875%
HK$93,087
−HK$2,853/mo
Today · 4.125%
HK$95,940
baseline
▲ 0.50% · 4.625%
HK$101,778
+HK$5,838/mo
Deposit HK$2.20M · loan HK$19.80M · min. income ≈ HK$191,880/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,435
−HK$5,426/mo
▼ 0.25% · 3.875%
HK$103,128
−HK$2,733/mo
Today · 4.125%
HK$105,861
baseline
▲ 0.50% · 4.625%
HK$111,441
+HK$5,580/mo
Deposit HK$2.20M · loan HK$19.80M · min. income ≈ HK$211,722/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,803 · Scale 2, in force from 26 Feb 2026)