LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,157
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$51,717
−HK$1,585/mo
Today · 4.125%
HK$53,302
baseline
▲ 0.50% · 4.625%
HK$56,545
+HK$3,243/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$106,604/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$934,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,799
−HK$3,015/mo
▼ 0.25% · 3.875%
HK$57,295
−HK$1,519/mo
Today · 4.125%
HK$58,814
baseline
▲ 0.50% · 4.625%
HK$61,914
+HK$3,100/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$117,628/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$934,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,188
−HK$3,774/mo
▼ 0.25% · 3.875%
HK$62,060
−HK$1,902/mo
Today · 4.125%
HK$63,962
baseline
▲ 0.50% · 4.625%
HK$67,854
+HK$3,892/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$127,924/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,959
−HK$3,617/mo
▼ 0.25% · 3.875%
HK$68,754
−HK$1,822/mo
Today · 4.125%
HK$70,576
baseline
▲ 0.50% · 4.625%
HK$74,296
+HK$3,720/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$141,152/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,219
−HK$4,404/mo
▼ 0.25% · 3.875%
HK$72,404
−HK$2,219/mo
Today · 4.125%
HK$74,623
baseline
▲ 0.50% · 4.625%
HK$79,163
+HK$4,540/mo
Deposit HK$6.60M · loan HK$15.40M · min. income ≈ HK$149,246/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,118
−HK$4,221/mo
▼ 0.25% · 3.875%
HK$80,214
−HK$2,125/mo
Today · 4.125%
HK$82,339
baseline
▲ 0.50% · 4.625%
HK$86,679
+HK$4,340/mo
Deposit HK$6.60M · loan HK$15.40M · min. income ≈ HK$164,678/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,282
−HK$5,662/mo
▼ 0.25% · 3.875%
HK$93,090
−HK$2,854/mo
Today · 4.125%
HK$95,944
baseline
▲ 0.50% · 4.625%
HK$101,782
+HK$5,838/mo
Deposit HK$2.20M · loan HK$19.80M · min. income ≈ HK$191,888/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,438
−HK$5,426/mo
▼ 0.25% · 3.875%
HK$103,132
−HK$2,732/mo
Today · 4.125%
HK$105,864
baseline
▲ 0.50% · 4.625%
HK$111,445
+HK$5,581/mo
Deposit HK$2.20M · loan HK$19.80M · min. income ≈ HK$211,728/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,835 · Scale 2, in force from 26 Feb 2026)