LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,158
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$51,718
−HK$1,585/mo
Today · 4.125%
HK$53,303
baseline
▲ 0.50% · 4.625%
HK$56,546
+HK$3,243/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$106,606/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$934,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,800
−HK$3,015/mo
▼ 0.25% · 3.875%
HK$57,296
−HK$1,519/mo
Today · 4.125%
HK$58,815
baseline
▲ 0.50% · 4.625%
HK$61,915
+HK$3,100/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$117,630/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$934,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,189
−HK$3,775/mo
▼ 0.25% · 3.875%
HK$62,062
−HK$1,902/mo
Today · 4.125%
HK$63,964
baseline
▲ 0.50% · 4.625%
HK$67,856
+HK$3,892/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$127,928/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,960
−HK$3,618/mo
▼ 0.25% · 3.875%
HK$68,756
−HK$1,822/mo
Today · 4.125%
HK$70,578
baseline
▲ 0.50% · 4.625%
HK$74,298
+HK$3,720/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$141,156/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,221
−HK$4,403/mo
▼ 0.25% · 3.875%
HK$72,405
−HK$2,219/mo
Today · 4.125%
HK$74,624
baseline
▲ 0.50% · 4.625%
HK$79,165
+HK$4,541/mo
Deposit HK$6.60M · loan HK$15.40M · min. income ≈ HK$149,248/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,120
−HK$4,221/mo
▼ 0.25% · 3.875%
HK$80,215
−HK$2,126/mo
Today · 4.125%
HK$82,341
baseline
▲ 0.50% · 4.625%
HK$86,681
+HK$4,340/mo
Deposit HK$6.60M · loan HK$15.40M · min. income ≈ HK$164,682/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,284
−HK$5,662/mo
▼ 0.25% · 3.875%
HK$93,092
−HK$2,854/mo
Today · 4.125%
HK$95,946
baseline
▲ 0.50% · 4.625%
HK$101,784
+HK$5,838/mo
Deposit HK$2.20M · loan HK$19.80M · min. income ≈ HK$191,892/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,440
−HK$5,426/mo
▼ 0.25% · 3.875%
HK$103,134
−HK$2,732/mo
Today · 4.125%
HK$105,866
baseline
▲ 0.50% · 4.625%
HK$111,447
+HK$5,581/mo
Deposit HK$2.20M · loan HK$19.80M · min. income ≈ HK$211,732/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,853 · Scale 2, in force from 26 Feb 2026)