LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,158
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$51,719
−HK$1,585/mo
Today · 4.125%
HK$53,304
baseline
▲ 0.50% · 4.625%
HK$56,547
+HK$3,243/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$106,608/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$934,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,801
−HK$3,014/mo
▼ 0.25% · 3.875%
HK$57,297
−HK$1,518/mo
Today · 4.125%
HK$58,815
baseline
▲ 0.50% · 4.625%
HK$61,916
+HK$3,101/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$117,630/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$934,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,190
−HK$3,774/mo
▼ 0.25% · 3.875%
HK$62,062
−HK$1,902/mo
Today · 4.125%
HK$63,964
baseline
▲ 0.50% · 4.625%
HK$67,857
+HK$3,893/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$127,928/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,961
−HK$3,617/mo
▼ 0.25% · 3.875%
HK$68,757
−HK$1,821/mo
Today · 4.125%
HK$70,578
baseline
▲ 0.50% · 4.625%
HK$74,299
+HK$3,721/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$141,156/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,222
−HK$4,403/mo
▼ 0.25% · 3.875%
HK$72,406
−HK$2,219/mo
Today · 4.125%
HK$74,625
baseline
▲ 0.50% · 4.625%
HK$79,166
+HK$4,541/mo
Deposit HK$6.60M · loan HK$15.40M · min. income ≈ HK$149,250/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,121
−HK$4,221/mo
▼ 0.25% · 3.875%
HK$80,216
−HK$2,126/mo
Today · 4.125%
HK$82,342
baseline
▲ 0.50% · 4.625%
HK$86,682
+HK$4,340/mo
Deposit HK$6.60M · loan HK$15.40M · min. income ≈ HK$164,684/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,285
−HK$5,662/mo
▼ 0.25% · 3.875%
HK$93,093
−HK$2,854/mo
Today · 4.125%
HK$95,947
baseline
▲ 0.50% · 4.625%
HK$101,785
+HK$5,838/mo
Deposit HK$2.20M · loan HK$19.80M · min. income ≈ HK$191,894/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,441
−HK$5,427/mo
▼ 0.25% · 3.875%
HK$103,135
−HK$2,733/mo
Today · 4.125%
HK$105,868
baseline
▲ 0.50% · 4.625%
HK$111,448
+HK$5,580/mo
Deposit HK$2.20M · loan HK$19.80M · min. income ≈ HK$211,736/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,864 · Scale 2, in force from 26 Feb 2026)