LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,159
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$51,719
−HK$1,585/mo
Today · 4.125%
HK$53,304
baseline
▲ 0.50% · 4.625%
HK$56,548
+HK$3,244/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$106,608/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$934,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,801
−HK$3,015/mo
▼ 0.25% · 3.875%
HK$57,298
−HK$1,518/mo
Today · 4.125%
HK$58,816
baseline
▲ 0.50% · 4.625%
HK$61,916
+HK$3,100/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$117,632/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$934,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,191
−HK$3,774/mo
▼ 0.25% · 3.875%
HK$62,063
−HK$1,902/mo
Today · 4.125%
HK$63,965
baseline
▲ 0.50% · 4.625%
HK$67,857
+HK$3,892/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$127,930/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,962
−HK$3,617/mo
▼ 0.25% · 3.875%
HK$68,757
−HK$1,822/mo
Today · 4.125%
HK$70,579
baseline
▲ 0.50% · 4.625%
HK$74,300
+HK$3,721/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$141,158/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,223
−HK$4,403/mo
▼ 0.25% · 3.875%
HK$72,407
−HK$2,219/mo
Today · 4.125%
HK$74,626
baseline
▲ 0.50% · 4.625%
HK$79,167
+HK$4,541/mo
Deposit HK$6.60M · loan HK$15.40M · min. income ≈ HK$149,252/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,122
−HK$4,221/mo
▼ 0.25% · 3.875%
HK$80,217
−HK$2,126/mo
Today · 4.125%
HK$82,343
baseline
▲ 0.50% · 4.625%
HK$86,683
+HK$4,340/mo
Deposit HK$6.60M · loan HK$15.40M · min. income ≈ HK$164,686/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,286
−HK$5,662/mo
▼ 0.25% · 3.875%
HK$93,095
−HK$2,853/mo
Today · 4.125%
HK$95,948
baseline
▲ 0.50% · 4.625%
HK$101,786
+HK$5,838/mo
Deposit HK$2.20M · loan HK$19.80M · min. income ≈ HK$191,896/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,442
−HK$5,427/mo
▼ 0.25% · 3.875%
HK$103,136
−HK$2,733/mo
Today · 4.125%
HK$105,869
baseline
▲ 0.50% · 4.625%
HK$111,450
+HK$5,581/mo
Deposit HK$2.20M · loan HK$19.80M · min. income ≈ HK$211,738/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,876 · Scale 2, in force from 26 Feb 2026)