LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,160
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$51,720
−HK$1,585/mo
Today · 4.125%
HK$53,305
baseline
▲ 0.50% · 4.625%
HK$56,549
+HK$3,244/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$106,610/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$934,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,802
−HK$3,015/mo
▼ 0.25% · 3.875%
HK$57,299
−HK$1,518/mo
Today · 4.125%
HK$58,817
baseline
▲ 0.50% · 4.625%
HK$61,917
+HK$3,100/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$117,634/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$934,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,192
−HK$3,774/mo
▼ 0.25% · 3.875%
HK$62,064
−HK$1,902/mo
Today · 4.125%
HK$63,966
baseline
▲ 0.50% · 4.625%
HK$67,858
+HK$3,892/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$127,932/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,963
−HK$3,617/mo
▼ 0.25% · 3.875%
HK$68,758
−HK$1,822/mo
Today · 4.125%
HK$70,580
baseline
▲ 0.50% · 4.625%
HK$74,301
+HK$3,721/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$141,160/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,224
−HK$4,403/mo
▼ 0.25% · 3.875%
HK$72,408
−HK$2,219/mo
Today · 4.125%
HK$74,627
baseline
▲ 0.50% · 4.625%
HK$79,168
+HK$4,541/mo
Deposit HK$6.60M · loan HK$15.40M · min. income ≈ HK$149,254/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,123
−HK$4,221/mo
▼ 0.25% · 3.875%
HK$80,218
−HK$2,126/mo
Today · 4.125%
HK$82,344
baseline
▲ 0.50% · 4.625%
HK$86,684
+HK$4,340/mo
Deposit HK$6.60M · loan HK$15.40M · min. income ≈ HK$164,688/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,287
−HK$5,662/mo
▼ 0.25% · 3.875%
HK$93,096
−HK$2,853/mo
Today · 4.125%
HK$95,949
baseline
▲ 0.50% · 4.625%
HK$101,788
+HK$5,839/mo
Deposit HK$2.20M · loan HK$19.80M · min. income ≈ HK$191,898/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,444
−HK$5,427/mo
▼ 0.25% · 3.875%
HK$103,138
−HK$2,733/mo
Today · 4.125%
HK$105,871
baseline
▲ 0.50% · 4.625%
HK$111,451
+HK$5,580/mo
Deposit HK$2.20M · loan HK$19.80M · min. income ≈ HK$211,742/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,890 · Scale 2, in force from 26 Feb 2026)