LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,161
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$51,722
−HK$1,585/mo
Today · 4.125%
HK$53,307
baseline
▲ 0.50% · 4.625%
HK$56,550
+HK$3,243/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$106,614/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$934,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,804
−HK$3,015/mo
▼ 0.25% · 3.875%
HK$57,300
−HK$1,519/mo
Today · 4.125%
HK$58,819
baseline
▲ 0.50% · 4.625%
HK$61,919
+HK$3,100/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$117,638/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$934,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,193
−HK$3,775/mo
▼ 0.25% · 3.875%
HK$62,066
−HK$1,902/mo
Today · 4.125%
HK$63,968
baseline
▲ 0.50% · 4.625%
HK$67,860
+HK$3,892/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$127,936/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,965
−HK$3,617/mo
▼ 0.25% · 3.875%
HK$68,761
−HK$1,821/mo
Today · 4.125%
HK$70,582
baseline
▲ 0.50% · 4.625%
HK$74,303
+HK$3,721/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$141,164/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,226
−HK$4,403/mo
▼ 0.25% · 3.875%
HK$72,410
−HK$2,219/mo
Today · 4.125%
HK$74,629
baseline
▲ 0.50% · 4.625%
HK$79,170
+HK$4,541/mo
Deposit HK$6.60M · loan HK$15.40M · min. income ≈ HK$149,258/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,125
−HK$4,221/mo
▼ 0.25% · 3.875%
HK$80,221
−HK$2,125/mo
Today · 4.125%
HK$82,346
baseline
▲ 0.50% · 4.625%
HK$86,687
+HK$4,341/mo
Deposit HK$6.60M · loan HK$15.40M · min. income ≈ HK$164,692/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,290
−HK$5,662/mo
▼ 0.25% · 3.875%
HK$93,099
−HK$2,853/mo
Today · 4.125%
HK$95,952
baseline
▲ 0.50% · 4.625%
HK$101,791
+HK$5,839/mo
Deposit HK$2.20M · loan HK$19.80M · min. income ≈ HK$191,904/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,447
−HK$5,427/mo
▼ 0.25% · 3.875%
HK$103,141
−HK$2,733/mo
Today · 4.125%
HK$105,874
baseline
▲ 0.50% · 4.625%
HK$111,454
+HK$5,580/mo
Deposit HK$2.20M · loan HK$19.80M · min. income ≈ HK$211,748/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,918 · Scale 2, in force from 26 Feb 2026)