LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,163
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$51,724
−HK$1,585/mo
Today · 4.125%
HK$53,309
baseline
▲ 0.50% · 4.625%
HK$56,553
+HK$3,244/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$106,618/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$934,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,806
−HK$3,015/mo
▼ 0.25% · 3.875%
HK$57,303
−HK$1,518/mo
Today · 4.125%
HK$58,821
baseline
▲ 0.50% · 4.625%
HK$61,922
+HK$3,101/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$117,642/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$934,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,196
−HK$3,775/mo
▼ 0.25% · 3.875%
HK$62,068
−HK$1,903/mo
Today · 4.125%
HK$63,971
baseline
▲ 0.50% · 4.625%
HK$67,863
+HK$3,892/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$127,942/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,967
−HK$3,618/mo
▼ 0.25% · 3.875%
HK$68,763
−HK$1,822/mo
Today · 4.125%
HK$70,585
baseline
▲ 0.50% · 4.625%
HK$74,306
+HK$3,721/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$141,170/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,229
−HK$4,403/mo
▼ 0.25% · 3.875%
HK$72,413
−HK$2,219/mo
Today · 4.125%
HK$74,632
baseline
▲ 0.50% · 4.625%
HK$79,174
+HK$4,542/mo
Deposit HK$6.60M · loan HK$15.40M · min. income ≈ HK$149,264/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,129
−HK$4,221/mo
▼ 0.25% · 3.875%
HK$80,224
−HK$2,126/mo
Today · 4.125%
HK$82,350
baseline
▲ 0.50% · 4.625%
HK$86,690
+HK$4,340/mo
Deposit HK$6.60M · loan HK$15.40M · min. income ≈ HK$164,700/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,294
−HK$5,662/mo
▼ 0.25% · 3.875%
HK$93,102
−HK$2,854/mo
Today · 4.125%
HK$95,956
baseline
▲ 0.50% · 4.625%
HK$101,795
+HK$5,839/mo
Deposit HK$2.20M · loan HK$19.80M · min. income ≈ HK$191,912/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,451
−HK$5,427/mo
▼ 0.25% · 3.875%
HK$103,145
−HK$2,733/mo
Today · 4.125%
HK$105,878
baseline
▲ 0.50% · 4.625%
HK$111,459
+HK$5,581/mo
Deposit HK$2.20M · loan HK$19.80M · min. income ≈ HK$211,756/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,956 · Scale 2, in force from 26 Feb 2026)