LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,164
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$51,724
−HK$1,586/mo
Today · 4.125%
HK$53,310
baseline
▲ 0.50% · 4.625%
HK$56,554
+HK$3,244/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$106,620/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$934,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,807
−HK$3,015/mo
▼ 0.25% · 3.875%
HK$57,304
−HK$1,518/mo
Today · 4.125%
HK$58,822
baseline
▲ 0.50% · 4.625%
HK$61,923
+HK$3,101/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$117,644/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$934,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,197
−HK$3,775/mo
▼ 0.25% · 3.875%
HK$62,069
−HK$1,903/mo
Today · 4.125%
HK$63,972
baseline
▲ 0.50% · 4.625%
HK$67,864
+HK$3,892/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$127,944/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,968
−HK$3,619/mo
▼ 0.25% · 3.875%
HK$68,764
−HK$1,823/mo
Today · 4.125%
HK$70,587
baseline
▲ 0.50% · 4.625%
HK$74,307
+HK$3,720/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$141,174/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,230
−HK$4,404/mo
▼ 0.25% · 3.875%
HK$72,414
−HK$2,220/mo
Today · 4.125%
HK$74,634
baseline
▲ 0.50% · 4.625%
HK$79,175
+HK$4,541/mo
Deposit HK$6.60M · loan HK$15.40M · min. income ≈ HK$149,268/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,130
−HK$4,221/mo
▼ 0.25% · 3.875%
HK$80,225
−HK$2,126/mo
Today · 4.125%
HK$82,351
baseline
▲ 0.50% · 4.625%
HK$86,692
+HK$4,341/mo
Deposit HK$6.60M · loan HK$15.40M · min. income ≈ HK$164,702/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,295
−HK$5,663/mo
▼ 0.25% · 3.875%
HK$93,104
−HK$2,854/mo
Today · 4.125%
HK$95,958
baseline
▲ 0.50% · 4.625%
HK$101,796
+HK$5,838/mo
Deposit HK$2.20M · loan HK$19.80M · min. income ≈ HK$191,916/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,453
−HK$5,427/mo
▼ 0.25% · 3.875%
HK$103,147
−HK$2,733/mo
Today · 4.125%
HK$105,880
baseline
▲ 0.50% · 4.625%
HK$111,461
+HK$5,581/mo
Deposit HK$2.20M · loan HK$19.80M · min. income ≈ HK$211,760/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,971 · Scale 2, in force from 26 Feb 2026)