LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,165
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$51,726
−HK$1,585/mo
Today · 4.125%
HK$53,311
baseline
▲ 0.50% · 4.625%
HK$56,555
+HK$3,244/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$106,622/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$934,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,808
−HK$3,015/mo
▼ 0.25% · 3.875%
HK$57,305
−HK$1,518/mo
Today · 4.125%
HK$58,823
baseline
▲ 0.50% · 4.625%
HK$61,924
+HK$3,101/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$117,646/mo (50% DSR)
Upfront cash ≈ HK$11.93M (deposit + AVD stamp duty HK$934,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,198
−HK$3,775/mo
▼ 0.25% · 3.875%
HK$62,071
−HK$1,902/mo
Today · 4.125%
HK$63,973
baseline
▲ 0.50% · 4.625%
HK$67,866
+HK$3,893/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$127,946/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,970
−HK$3,618/mo
▼ 0.25% · 3.875%
HK$68,766
−HK$1,822/mo
Today · 4.125%
HK$70,588
baseline
▲ 0.50% · 4.625%
HK$74,309
+HK$3,721/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$141,176/mo (50% DSR)
Upfront cash ≈ HK$9.73M (deposit + AVD stamp duty HK$934,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,231
−HK$4,404/mo
▼ 0.25% · 3.875%
HK$72,416
−HK$2,219/mo
Today · 4.125%
HK$74,635
baseline
▲ 0.50% · 4.625%
HK$79,177
+HK$4,542/mo
Deposit HK$6.60M · loan HK$15.40M · min. income ≈ HK$149,270/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,132
−HK$4,221/mo
▼ 0.25% · 3.875%
HK$80,227
−HK$2,126/mo
Today · 4.125%
HK$82,353
baseline
▲ 0.50% · 4.625%
HK$86,694
+HK$4,341/mo
Deposit HK$6.60M · loan HK$15.40M · min. income ≈ HK$164,706/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,297
−HK$5,663/mo
▼ 0.25% · 3.875%
HK$93,106
−HK$2,854/mo
Today · 4.125%
HK$95,960
baseline
▲ 0.50% · 4.625%
HK$101,799
+HK$5,839/mo
Deposit HK$2.20M · loan HK$19.80M · min. income ≈ HK$191,920/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,455
−HK$5,427/mo
▼ 0.25% · 3.875%
HK$103,149
−HK$2,733/mo
Today · 4.125%
HK$105,882
baseline
▲ 0.50% · 4.625%
HK$111,463
+HK$5,581/mo
Deposit HK$2.20M · loan HK$19.80M · min. income ≈ HK$211,764/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$934,992 · Scale 2, in force from 26 Feb 2026)