LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,166
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$51,727
−HK$1,585/mo
Today · 4.125%
HK$53,312
baseline
▲ 0.50% · 4.625%
HK$56,556
+HK$3,244/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$106,624/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,810
−HK$3,015/mo
▼ 0.25% · 3.875%
HK$57,306
−HK$1,519/mo
Today · 4.125%
HK$58,825
baseline
▲ 0.50% · 4.625%
HK$61,926
+HK$3,101/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$117,650/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,200
−HK$3,775/mo
▼ 0.25% · 3.875%
HK$62,072
−HK$1,903/mo
Today · 4.125%
HK$63,975
baseline
▲ 0.50% · 4.625%
HK$67,868
+HK$3,893/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$127,950/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,972
−HK$3,618/mo
▼ 0.25% · 3.875%
HK$68,768
−HK$1,822/mo
Today · 4.125%
HK$70,590
baseline
▲ 0.50% · 4.625%
HK$74,311
+HK$3,721/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$141,180/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,233
−HK$4,404/mo
▼ 0.25% · 3.875%
HK$72,418
−HK$2,219/mo
Today · 4.125%
HK$74,637
baseline
▲ 0.50% · 4.625%
HK$79,179
+HK$4,542/mo
Deposit HK$6.60M · loan HK$15.40M · min. income ≈ HK$149,274/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,134
−HK$4,221/mo
▼ 0.25% · 3.875%
HK$80,229
−HK$2,126/mo
Today · 4.125%
HK$82,355
baseline
▲ 0.50% · 4.625%
HK$86,696
+HK$4,341/mo
Deposit HK$6.60M · loan HK$15.40M · min. income ≈ HK$164,710/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,300
−HK$5,662/mo
▼ 0.25% · 3.875%
HK$93,108
−HK$2,854/mo
Today · 4.125%
HK$95,962
baseline
▲ 0.50% · 4.625%
HK$101,801
+HK$5,839/mo
Deposit HK$2.20M · loan HK$19.80M · min. income ≈ HK$191,924/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,457
−HK$5,428/mo
▼ 0.25% · 3.875%
HK$103,152
−HK$2,733/mo
Today · 4.125%
HK$105,885
baseline
▲ 0.50% · 4.625%
HK$111,466
+HK$5,581/mo
Deposit HK$2.20M · loan HK$19.80M · min. income ≈ HK$211,770/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,016 · Scale 2, in force from 26 Feb 2026)