LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,167
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$51,728
−HK$1,585/mo
Today · 4.125%
HK$53,313
baseline
▲ 0.50% · 4.625%
HK$56,557
+HK$3,244/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$106,626/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,810
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$57,307
−HK$1,519/mo
Today · 4.125%
HK$58,826
baseline
▲ 0.50% · 4.625%
HK$61,926
+HK$3,100/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$117,652/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,200
−HK$3,776/mo
▼ 0.25% · 3.875%
HK$62,073
−HK$1,903/mo
Today · 4.125%
HK$63,976
baseline
▲ 0.50% · 4.625%
HK$67,868
+HK$3,892/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$127,952/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,972
−HK$3,619/mo
▼ 0.25% · 3.875%
HK$68,769
−HK$1,822/mo
Today · 4.125%
HK$70,591
baseline
▲ 0.50% · 4.625%
HK$74,312
+HK$3,721/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$141,182/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,234
−HK$4,404/mo
▼ 0.25% · 3.875%
HK$72,419
−HK$2,219/mo
Today · 4.125%
HK$74,638
baseline
▲ 0.50% · 4.625%
HK$79,180
+HK$4,542/mo
Deposit HK$6.60M · loan HK$15.40M · min. income ≈ HK$149,276/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,134
−HK$4,222/mo
▼ 0.25% · 3.875%
HK$80,230
−HK$2,126/mo
Today · 4.125%
HK$82,356
baseline
▲ 0.50% · 4.625%
HK$86,697
+HK$4,341/mo
Deposit HK$6.60M · loan HK$15.40M · min. income ≈ HK$164,712/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,301
−HK$5,662/mo
▼ 0.25% · 3.875%
HK$93,110
−HK$2,853/mo
Today · 4.125%
HK$95,963
baseline
▲ 0.50% · 4.625%
HK$101,802
+HK$5,839/mo
Deposit HK$2.20M · loan HK$19.80M · min. income ≈ HK$191,926/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,459
−HK$5,427/mo
▼ 0.25% · 3.875%
HK$103,153
−HK$2,733/mo
Today · 4.125%
HK$105,886
baseline
▲ 0.50% · 4.625%
HK$111,467
+HK$5,581/mo
Deposit HK$2.20M · loan HK$19.80M · min. income ≈ HK$211,772/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,027 · Scale 2, in force from 26 Feb 2026)