LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,169
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$51,729
−HK$1,586/mo
Today · 4.125%
HK$53,315
baseline
▲ 0.50% · 4.625%
HK$56,559
+HK$3,244/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$106,630/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,812
−HK$3,015/mo
▼ 0.25% · 3.875%
HK$57,309
−HK$1,518/mo
Today · 4.125%
HK$58,827
baseline
▲ 0.50% · 4.625%
HK$61,928
+HK$3,101/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$117,654/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,202
−HK$3,775/mo
▼ 0.25% · 3.875%
HK$62,075
−HK$1,902/mo
Today · 4.125%
HK$63,977
baseline
▲ 0.50% · 4.625%
HK$67,870
+HK$3,893/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$127,954/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,974
−HK$3,619/mo
▼ 0.25% · 3.875%
HK$68,771
−HK$1,822/mo
Today · 4.125%
HK$70,593
baseline
▲ 0.50% · 4.625%
HK$74,314
+HK$3,721/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$141,186/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,236
−HK$4,404/mo
▼ 0.25% · 3.875%
HK$72,421
−HK$2,219/mo
Today · 4.125%
HK$74,640
baseline
▲ 0.50% · 4.625%
HK$79,182
+HK$4,542/mo
Deposit HK$6.60M · loan HK$15.40M · min. income ≈ HK$149,280/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,137
−HK$4,221/mo
▼ 0.25% · 3.875%
HK$80,232
−HK$2,126/mo
Today · 4.125%
HK$82,358
baseline
▲ 0.50% · 4.625%
HK$86,700
+HK$4,342/mo
Deposit HK$6.60M · loan HK$15.40M · min. income ≈ HK$164,716/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,303
−HK$5,663/mo
▼ 0.25% · 3.875%
HK$93,112
−HK$2,854/mo
Today · 4.125%
HK$95,966
baseline
▲ 0.50% · 4.625%
HK$101,806
+HK$5,840/mo
Deposit HK$2.20M · loan HK$19.80M · min. income ≈ HK$191,932/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,462
−HK$5,427/mo
▼ 0.25% · 3.875%
HK$103,156
−HK$2,733/mo
Today · 4.125%
HK$105,889
baseline
▲ 0.50% · 4.625%
HK$111,471
+HK$5,582/mo
Deposit HK$2.20M · loan HK$19.80M · min. income ≈ HK$211,778/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,055 · Scale 2, in force from 26 Feb 2026)