LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,170
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$51,731
−HK$1,585/mo
Today · 4.125%
HK$53,316
baseline
▲ 0.50% · 4.625%
HK$56,561
+HK$3,245/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$106,632/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,814
−HK$3,015/mo
▼ 0.25% · 3.875%
HK$57,311
−HK$1,518/mo
Today · 4.125%
HK$58,829
baseline
▲ 0.50% · 4.625%
HK$61,930
+HK$3,101/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$117,658/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,204
−HK$3,776/mo
▼ 0.25% · 3.875%
HK$62,077
−HK$1,903/mo
Today · 4.125%
HK$63,980
baseline
▲ 0.50% · 4.625%
HK$67,873
+HK$3,893/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$127,960/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,977
−HK$3,618/mo
▼ 0.25% · 3.875%
HK$68,773
−HK$1,822/mo
Today · 4.125%
HK$70,595
baseline
▲ 0.50% · 4.625%
HK$74,316
+HK$3,721/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$141,190/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,238
−HK$4,405/mo
▼ 0.25% · 3.875%
HK$72,423
−HK$2,220/mo
Today · 4.125%
HK$74,643
baseline
▲ 0.50% · 4.625%
HK$79,185
+HK$4,542/mo
Deposit HK$6.60M · loan HK$15.40M · min. income ≈ HK$149,286/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,139
−HK$4,222/mo
▼ 0.25% · 3.875%
HK$80,235
−HK$2,126/mo
Today · 4.125%
HK$82,361
baseline
▲ 0.50% · 4.625%
HK$86,702
+HK$4,341/mo
Deposit HK$6.60M · loan HK$15.40M · min. income ≈ HK$164,722/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,306
−HK$5,663/mo
▼ 0.25% · 3.875%
HK$93,116
−HK$2,853/mo
Today · 4.125%
HK$95,969
baseline
▲ 0.50% · 4.625%
HK$101,809
+HK$5,840/mo
Deposit HK$2.20M · loan HK$19.80M · min. income ≈ HK$191,938/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,465
−HK$5,428/mo
▼ 0.25% · 3.875%
HK$103,159
−HK$2,734/mo
Today · 4.125%
HK$105,893
baseline
▲ 0.50% · 4.625%
HK$111,475
+HK$5,582/mo
Deposit HK$2.20M · loan HK$19.80M · min. income ≈ HK$211,786/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,087 · Scale 2, in force from 26 Feb 2026)