LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,171
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$51,731
−HK$1,586/mo
Today · 4.125%
HK$53,317
baseline
▲ 0.50% · 4.625%
HK$56,561
+HK$3,244/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$106,634/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,814
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$57,311
−HK$1,519/mo
Today · 4.125%
HK$58,830
baseline
▲ 0.50% · 4.625%
HK$61,931
+HK$3,101/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$117,660/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,205
−HK$3,775/mo
▼ 0.25% · 3.875%
HK$62,078
−HK$1,902/mo
Today · 4.125%
HK$63,980
baseline
▲ 0.50% · 4.625%
HK$67,873
+HK$3,893/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$127,960/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,977
−HK$3,619/mo
▼ 0.25% · 3.875%
HK$68,774
−HK$1,822/mo
Today · 4.125%
HK$70,596
baseline
▲ 0.50% · 4.625%
HK$74,317
+HK$3,721/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$141,192/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,239
−HK$4,405/mo
▼ 0.25% · 3.875%
HK$72,424
−HK$2,220/mo
Today · 4.125%
HK$74,644
baseline
▲ 0.50% · 4.625%
HK$79,185
+HK$4,541/mo
Deposit HK$6.60M · loan HK$15.40M · min. income ≈ HK$149,288/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,140
−HK$4,222/mo
▼ 0.25% · 3.875%
HK$80,236
−HK$2,126/mo
Today · 4.125%
HK$82,362
baseline
▲ 0.50% · 4.625%
HK$86,703
+HK$4,341/mo
Deposit HK$6.60M · loan HK$15.40M · min. income ≈ HK$164,724/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,307
−HK$5,663/mo
▼ 0.25% · 3.875%
HK$93,116
−HK$2,854/mo
Today · 4.125%
HK$95,970
baseline
▲ 0.50% · 4.625%
HK$101,810
+HK$5,840/mo
Deposit HK$2.20M · loan HK$19.80M · min. income ≈ HK$191,940/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,466
−HK$5,428/mo
▼ 0.25% · 3.875%
HK$103,160
−HK$2,734/mo
Today · 4.125%
HK$105,894
baseline
▲ 0.50% · 4.625%
HK$111,476
+HK$5,582/mo
Deposit HK$2.20M · loan HK$19.80M · min. income ≈ HK$211,788/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,095 · Scale 2, in force from 26 Feb 2026)