LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,171
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$51,732
−HK$1,586/mo
Today · 4.125%
HK$53,318
baseline
▲ 0.50% · 4.625%
HK$56,562
+HK$3,244/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$106,636/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,815
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$57,312
−HK$1,519/mo
Today · 4.125%
HK$58,831
baseline
▲ 0.50% · 4.625%
HK$61,932
+HK$3,101/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$117,662/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,206
−HK$3,775/mo
▼ 0.25% · 3.875%
HK$62,078
−HK$1,903/mo
Today · 4.125%
HK$63,981
baseline
▲ 0.50% · 4.625%
HK$67,874
+HK$3,893/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$127,962/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,978
−HK$3,619/mo
▼ 0.25% · 3.875%
HK$68,775
−HK$1,822/mo
Today · 4.125%
HK$70,597
baseline
▲ 0.50% · 4.625%
HK$74,318
+HK$3,721/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$141,194/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,240
−HK$4,405/mo
▼ 0.25% · 3.875%
HK$72,425
−HK$2,220/mo
Today · 4.125%
HK$74,645
baseline
▲ 0.50% · 4.625%
HK$79,187
+HK$4,542/mo
Deposit HK$6.60M · loan HK$15.40M · min. income ≈ HK$149,290/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,141
−HK$4,222/mo
▼ 0.25% · 3.875%
HK$80,237
−HK$2,126/mo
Today · 4.125%
HK$82,363
baseline
▲ 0.50% · 4.625%
HK$86,705
+HK$4,342/mo
Deposit HK$6.60M · loan HK$15.40M · min. income ≈ HK$164,726/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,309
−HK$5,663/mo
▼ 0.25% · 3.875%
HK$93,118
−HK$2,854/mo
Today · 4.125%
HK$95,972
baseline
▲ 0.50% · 4.625%
HK$101,811
+HK$5,839/mo
Deposit HK$2.20M · loan HK$19.80M · min. income ≈ HK$191,944/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,467
−HK$5,428/mo
▼ 0.25% · 3.875%
HK$103,162
−HK$2,733/mo
Today · 4.125%
HK$105,895
baseline
▲ 0.50% · 4.625%
HK$111,477
+HK$5,582/mo
Deposit HK$2.20M · loan HK$19.80M · min. income ≈ HK$211,790/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,109 · Scale 2, in force from 26 Feb 2026)