LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,172
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$51,733
−HK$1,586/mo
Today · 4.125%
HK$53,319
baseline
▲ 0.50% · 4.625%
HK$56,563
+HK$3,244/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$106,638/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,816
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$57,313
−HK$1,519/mo
Today · 4.125%
HK$58,832
baseline
▲ 0.50% · 4.625%
HK$61,933
+HK$3,101/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$117,664/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,207
−HK$3,775/mo
▼ 0.25% · 3.875%
HK$62,080
−HK$1,902/mo
Today · 4.125%
HK$63,982
baseline
▲ 0.50% · 4.625%
HK$67,875
+HK$3,893/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$127,964/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,979
−HK$3,619/mo
▼ 0.25% · 3.875%
HK$68,776
−HK$1,822/mo
Today · 4.125%
HK$70,598
baseline
▲ 0.50% · 4.625%
HK$74,319
+HK$3,721/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$141,196/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,241
−HK$4,405/mo
▼ 0.25% · 3.875%
HK$72,426
−HK$2,220/mo
Today · 4.125%
HK$74,646
baseline
▲ 0.50% · 4.625%
HK$79,188
+HK$4,542/mo
Deposit HK$6.60M · loan HK$15.40M · min. income ≈ HK$149,292/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,143
−HK$4,222/mo
▼ 0.25% · 3.875%
HK$80,238
−HK$2,127/mo
Today · 4.125%
HK$82,365
baseline
▲ 0.50% · 4.625%
HK$86,706
+HK$4,341/mo
Deposit HK$6.60M · loan HK$15.40M · min. income ≈ HK$164,730/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,310
−HK$5,663/mo
▼ 0.25% · 3.875%
HK$93,119
−HK$2,854/mo
Today · 4.125%
HK$95,973
baseline
▲ 0.50% · 4.625%
HK$101,813
+HK$5,840/mo
Deposit HK$2.20M · loan HK$19.80M · min. income ≈ HK$191,946/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,469
−HK$5,428/mo
▼ 0.25% · 3.875%
HK$103,164
−HK$2,733/mo
Today · 4.125%
HK$105,897
baseline
▲ 0.50% · 4.625%
HK$111,479
+HK$5,582/mo
Deposit HK$2.20M · loan HK$19.80M · min. income ≈ HK$211,794/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,125 · Scale 2, in force from 26 Feb 2026)