LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,173
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$51,734
−HK$1,585/mo
Today · 4.125%
HK$53,319
baseline
▲ 0.50% · 4.625%
HK$56,564
+HK$3,245/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$106,638/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,817
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$57,314
−HK$1,519/mo
Today · 4.125%
HK$58,833
baseline
▲ 0.50% · 4.625%
HK$61,934
+HK$3,101/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$117,666/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,208
−HK$3,775/mo
▼ 0.25% · 3.875%
HK$62,080
−HK$1,903/mo
Today · 4.125%
HK$63,983
baseline
▲ 0.50% · 4.625%
HK$67,876
+HK$3,893/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$127,966/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,980
−HK$3,619/mo
▼ 0.25% · 3.875%
HK$68,777
−HK$1,822/mo
Today · 4.125%
HK$70,599
baseline
▲ 0.50% · 4.625%
HK$74,321
+HK$3,722/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$141,198/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,242
−HK$4,405/mo
▼ 0.25% · 3.875%
HK$72,427
−HK$2,220/mo
Today · 4.125%
HK$74,647
baseline
▲ 0.50% · 4.625%
HK$79,189
+HK$4,542/mo
Deposit HK$6.60M · loan HK$15.40M · min. income ≈ HK$149,294/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,144
−HK$4,222/mo
▼ 0.25% · 3.875%
HK$80,240
−HK$2,126/mo
Today · 4.125%
HK$82,366
baseline
▲ 0.50% · 4.625%
HK$86,707
+HK$4,341/mo
Deposit HK$6.60M · loan HK$15.40M · min. income ≈ HK$164,732/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,312
−HK$5,663/mo
▼ 0.25% · 3.875%
HK$93,121
−HK$2,854/mo
Today · 4.125%
HK$95,975
baseline
▲ 0.50% · 4.625%
HK$101,815
+HK$5,840/mo
Deposit HK$2.20M · loan HK$19.80M · min. income ≈ HK$191,950/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,471
−HK$5,428/mo
▼ 0.25% · 3.875%
HK$103,165
−HK$2,734/mo
Today · 4.125%
HK$105,899
baseline
▲ 0.50% · 4.625%
HK$111,481
+HK$5,582/mo
Deposit HK$2.20M · loan HK$19.80M · min. income ≈ HK$211,798/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,139 · Scale 2, in force from 26 Feb 2026)