LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,174
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$51,735
−HK$1,586/mo
Today · 4.125%
HK$53,321
baseline
▲ 0.50% · 4.625%
HK$56,565
+HK$3,244/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$106,642/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,818
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$57,315
−HK$1,519/mo
Today · 4.125%
HK$58,834
baseline
▲ 0.50% · 4.625%
HK$61,935
+HK$3,101/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$117,668/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,209
−HK$3,776/mo
▼ 0.25% · 3.875%
HK$62,082
−HK$1,903/mo
Today · 4.125%
HK$63,985
baseline
▲ 0.50% · 4.625%
HK$67,878
+HK$3,893/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$127,970/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,982
−HK$3,619/mo
▼ 0.25% · 3.875%
HK$68,778
−HK$1,823/mo
Today · 4.125%
HK$70,601
baseline
▲ 0.50% · 4.625%
HK$74,322
+HK$3,721/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$141,202/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,244
−HK$4,405/mo
▼ 0.25% · 3.875%
HK$72,429
−HK$2,220/mo
Today · 4.125%
HK$74,649
baseline
▲ 0.50% · 4.625%
HK$79,191
+HK$4,542/mo
Deposit HK$6.60M · loan HK$15.40M · min. income ≈ HK$149,298/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,146
−HK$4,222/mo
▼ 0.25% · 3.875%
HK$80,241
−HK$2,127/mo
Today · 4.125%
HK$82,368
baseline
▲ 0.50% · 4.625%
HK$86,709
+HK$4,341/mo
Deposit HK$6.60M · loan HK$15.40M · min. income ≈ HK$164,736/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,314
−HK$5,663/mo
▼ 0.25% · 3.875%
HK$93,123
−HK$2,854/mo
Today · 4.125%
HK$95,977
baseline
▲ 0.50% · 4.625%
HK$101,817
+HK$5,840/mo
Deposit HK$2.20M · loan HK$19.80M · min. income ≈ HK$191,954/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,473
−HK$5,428/mo
▼ 0.25% · 3.875%
HK$103,168
−HK$2,733/mo
Today · 4.125%
HK$105,901
baseline
▲ 0.50% · 4.625%
HK$111,483
+HK$5,582/mo
Deposit HK$2.20M · loan HK$19.80M · min. income ≈ HK$211,802/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,160 · Scale 2, in force from 26 Feb 2026)