LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,176
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$51,737
−HK$1,586/mo
Today · 4.125%
HK$53,323
baseline
▲ 0.50% · 4.625%
HK$56,567
+HK$3,244/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$106,646/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,821
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$57,318
−HK$1,519/mo
Today · 4.125%
HK$58,837
baseline
▲ 0.50% · 4.625%
HK$61,938
+HK$3,101/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$117,674/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,212
−HK$3,775/mo
▼ 0.25% · 3.875%
HK$62,085
−HK$1,902/mo
Today · 4.125%
HK$63,987
baseline
▲ 0.50% · 4.625%
HK$67,881
+HK$3,894/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$127,974/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,985
−HK$3,619/mo
▼ 0.25% · 3.875%
HK$68,781
−HK$1,823/mo
Today · 4.125%
HK$70,604
baseline
▲ 0.50% · 4.625%
HK$74,326
+HK$3,722/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$141,208/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,247
−HK$4,405/mo
▼ 0.25% · 3.875%
HK$72,432
−HK$2,220/mo
Today · 4.125%
HK$74,652
baseline
▲ 0.50% · 4.625%
HK$79,194
+HK$4,542/mo
Deposit HK$6.60M · loan HK$15.40M · min. income ≈ HK$149,304/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,149
−HK$4,222/mo
▼ 0.25% · 3.875%
HK$80,245
−HK$2,126/mo
Today · 4.125%
HK$82,371
baseline
▲ 0.50% · 4.625%
HK$86,713
+HK$4,342/mo
Deposit HK$6.60M · loan HK$15.40M · min. income ≈ HK$164,742/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,318
−HK$5,663/mo
▼ 0.25% · 3.875%
HK$93,127
−HK$2,854/mo
Today · 4.125%
HK$95,981
baseline
▲ 0.50% · 4.625%
HK$101,821
+HK$5,840/mo
Deposit HK$2.20M · loan HK$19.80M · min. income ≈ HK$191,962/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,477
−HK$5,429/mo
▼ 0.25% · 3.875%
HK$103,172
−HK$2,734/mo
Today · 4.125%
HK$105,906
baseline
▲ 0.50% · 4.625%
HK$111,488
+HK$5,582/mo
Deposit HK$2.20M · loan HK$19.80M · min. income ≈ HK$211,812/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,201 · Scale 2, in force from 26 Feb 2026)