LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,177
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$51,737
−HK$1,586/mo
Today · 4.125%
HK$53,323
baseline
▲ 0.50% · 4.625%
HK$56,568
+HK$3,245/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$106,646/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,821
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$57,318
−HK$1,519/mo
Today · 4.125%
HK$58,837
baseline
▲ 0.50% · 4.625%
HK$61,938
+HK$3,101/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$117,674/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,212
−HK$3,776/mo
▼ 0.25% · 3.875%
HK$62,085
−HK$1,903/mo
Today · 4.125%
HK$63,988
baseline
▲ 0.50% · 4.625%
HK$67,881
+HK$3,893/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$127,976/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,985
−HK$3,619/mo
▼ 0.25% · 3.875%
HK$68,782
−HK$1,822/mo
Today · 4.125%
HK$70,604
baseline
▲ 0.50% · 4.625%
HK$74,326
+HK$3,722/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$141,208/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,247
−HK$4,405/mo
▼ 0.25% · 3.875%
HK$72,432
−HK$2,220/mo
Today · 4.125%
HK$74,652
baseline
▲ 0.50% · 4.625%
HK$79,195
+HK$4,543/mo
Deposit HK$6.60M · loan HK$15.40M · min. income ≈ HK$149,304/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,149
−HK$4,223/mo
▼ 0.25% · 3.875%
HK$80,245
−HK$2,127/mo
Today · 4.125%
HK$82,372
baseline
▲ 0.50% · 4.625%
HK$86,714
+HK$4,342/mo
Deposit HK$6.60M · loan HK$15.40M · min. income ≈ HK$164,744/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,318
−HK$5,664/mo
▼ 0.25% · 3.875%
HK$93,127
−HK$2,855/mo
Today · 4.125%
HK$95,982
baseline
▲ 0.50% · 4.625%
HK$101,822
+HK$5,840/mo
Deposit HK$2.20M · loan HK$19.80M · min. income ≈ HK$191,964/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,478
−HK$5,428/mo
▼ 0.25% · 3.875%
HK$103,173
−HK$2,733/mo
Today · 4.125%
HK$105,906
baseline
▲ 0.50% · 4.625%
HK$111,489
+HK$5,583/mo
Deposit HK$2.20M · loan HK$19.80M · min. income ≈ HK$211,812/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,206 · Scale 2, in force from 26 Feb 2026)