LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,178
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$51,739
−HK$1,585/mo
Today · 4.125%
HK$53,324
baseline
▲ 0.50% · 4.625%
HK$56,569
+HK$3,245/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$106,648/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,822
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$57,319
−HK$1,519/mo
Today · 4.125%
HK$58,838
baseline
▲ 0.50% · 4.625%
HK$61,940
+HK$3,102/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$117,676/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,213
−HK$3,776/mo
▼ 0.25% · 3.875%
HK$62,086
−HK$1,903/mo
Today · 4.125%
HK$63,989
baseline
▲ 0.50% · 4.625%
HK$67,883
+HK$3,894/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$127,978/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,987
−HK$3,619/mo
▼ 0.25% · 3.875%
HK$68,783
−HK$1,823/mo
Today · 4.125%
HK$70,606
baseline
▲ 0.50% · 4.625%
HK$74,328
+HK$3,722/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$141,212/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,249
−HK$4,405/mo
▼ 0.25% · 3.875%
HK$72,434
−HK$2,220/mo
Today · 4.125%
HK$74,654
baseline
▲ 0.50% · 4.625%
HK$79,197
+HK$4,543/mo
Deposit HK$6.60M · loan HK$15.40M · min. income ≈ HK$149,308/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,151
−HK$4,222/mo
▼ 0.25% · 3.875%
HK$80,247
−HK$2,126/mo
Today · 4.125%
HK$82,373
baseline
▲ 0.50% · 4.625%
HK$86,715
+HK$4,342/mo
Deposit HK$6.60M · loan HK$15.40M · min. income ≈ HK$164,746/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,320
−HK$5,664/mo
▼ 0.25% · 3.875%
HK$93,129
−HK$2,855/mo
Today · 4.125%
HK$95,984
baseline
▲ 0.50% · 4.625%
HK$101,824
+HK$5,840/mo
Deposit HK$2.20M · loan HK$19.80M · min. income ≈ HK$191,968/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,480
−HK$5,429/mo
▼ 0.25% · 3.875%
HK$103,175
−HK$2,734/mo
Today · 4.125%
HK$105,909
baseline
▲ 0.50% · 4.625%
HK$111,491
+HK$5,582/mo
Deposit HK$2.20M · loan HK$19.80M · min. income ≈ HK$211,818/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,226 · Scale 2, in force from 26 Feb 2026)