LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,178
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$51,739
−HK$1,586/mo
Today · 4.125%
HK$53,325
baseline
▲ 0.50% · 4.625%
HK$56,570
+HK$3,245/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$106,650/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,823
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$57,320
−HK$1,519/mo
Today · 4.125%
HK$58,839
baseline
▲ 0.50% · 4.625%
HK$61,940
+HK$3,101/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$117,678/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,214
−HK$3,776/mo
▼ 0.25% · 3.875%
HK$62,087
−HK$1,903/mo
Today · 4.125%
HK$63,990
baseline
▲ 0.50% · 4.625%
HK$67,884
+HK$3,894/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$127,980/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,988
−HK$3,619/mo
▼ 0.25% · 3.875%
HK$68,784
−HK$1,823/mo
Today · 4.125%
HK$70,607
baseline
▲ 0.50% · 4.625%
HK$74,328
+HK$3,721/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$141,214/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,250
−HK$4,405/mo
▼ 0.25% · 3.875%
HK$72,435
−HK$2,220/mo
Today · 4.125%
HK$74,655
baseline
▲ 0.50% · 4.625%
HK$79,198
+HK$4,543/mo
Deposit HK$6.60M · loan HK$15.40M · min. income ≈ HK$149,310/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,152
−HK$4,222/mo
▼ 0.25% · 3.875%
HK$80,248
−HK$2,126/mo
Today · 4.125%
HK$82,374
baseline
▲ 0.50% · 4.625%
HK$86,717
+HK$4,343/mo
Deposit HK$6.60M · loan HK$15.40M · min. income ≈ HK$164,748/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,321
−HK$5,664/mo
▼ 0.25% · 3.875%
HK$93,131
−HK$2,854/mo
Today · 4.125%
HK$95,985
baseline
▲ 0.50% · 4.625%
HK$101,825
+HK$5,840/mo
Deposit HK$2.20M · loan HK$19.81M · min. income ≈ HK$191,970/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,481
−HK$5,429/mo
▼ 0.25% · 3.875%
HK$103,176
−HK$2,734/mo
Today · 4.125%
HK$105,910
baseline
▲ 0.50% · 4.625%
HK$111,493
+HK$5,583/mo
Deposit HK$2.20M · loan HK$19.81M · min. income ≈ HK$211,820/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,238 · Scale 2, in force from 26 Feb 2026)