LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,179
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$51,740
−HK$1,586/mo
Today · 4.125%
HK$53,326
baseline
▲ 0.50% · 4.625%
HK$56,570
+HK$3,244/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$106,652/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,824
−HK$3,015/mo
▼ 0.25% · 3.875%
HK$57,321
−HK$1,518/mo
Today · 4.125%
HK$58,839
baseline
▲ 0.50% · 4.625%
HK$61,941
+HK$3,102/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$117,678/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,215
−HK$3,776/mo
▼ 0.25% · 3.875%
HK$62,088
−HK$1,903/mo
Today · 4.125%
HK$63,991
baseline
▲ 0.50% · 4.625%
HK$67,884
+HK$3,893/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$127,982/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,988
−HK$3,619/mo
▼ 0.25% · 3.875%
HK$68,785
−HK$1,822/mo
Today · 4.125%
HK$70,607
baseline
▲ 0.50% · 4.625%
HK$74,329
+HK$3,722/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$141,214/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,250
−HK$4,406/mo
▼ 0.25% · 3.875%
HK$72,436
−HK$2,220/mo
Today · 4.125%
HK$74,656
baseline
▲ 0.50% · 4.625%
HK$79,198
+HK$4,542/mo
Deposit HK$6.60M · loan HK$15.40M · min. income ≈ HK$149,312/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,153
−HK$4,222/mo
▼ 0.25% · 3.875%
HK$80,249
−HK$2,126/mo
Today · 4.125%
HK$82,375
baseline
▲ 0.50% · 4.625%
HK$86,717
+HK$4,342/mo
Deposit HK$6.60M · loan HK$15.40M · min. income ≈ HK$164,750/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,322
−HK$5,664/mo
▼ 0.25% · 3.875%
HK$93,132
−HK$2,854/mo
Today · 4.125%
HK$95,986
baseline
▲ 0.50% · 4.625%
HK$101,826
+HK$5,840/mo
Deposit HK$2.20M · loan HK$19.81M · min. income ≈ HK$191,972/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,482
−HK$5,429/mo
▼ 0.25% · 3.875%
HK$103,177
−HK$2,734/mo
Today · 4.125%
HK$105,911
baseline
▲ 0.50% · 4.625%
HK$111,494
+HK$5,583/mo
Deposit HK$2.20M · loan HK$19.81M · min. income ≈ HK$211,822/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,247 · Scale 2, in force from 26 Feb 2026)