LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,180
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$51,740
−HK$1,586/mo
Today · 4.125%
HK$53,326
baseline
▲ 0.50% · 4.625%
HK$56,571
+HK$3,245/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$106,652/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,824
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$57,321
−HK$1,519/mo
Today · 4.125%
HK$58,840
baseline
▲ 0.50% · 4.625%
HK$61,942
+HK$3,102/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$117,680/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,216
−HK$3,776/mo
▼ 0.25% · 3.875%
HK$62,089
−HK$1,903/mo
Today · 4.125%
HK$63,992
baseline
▲ 0.50% · 4.625%
HK$67,885
+HK$3,893/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$127,984/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,989
−HK$3,619/mo
▼ 0.25% · 3.875%
HK$68,786
−HK$1,822/mo
Today · 4.125%
HK$70,608
baseline
▲ 0.50% · 4.625%
HK$74,330
+HK$3,722/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$141,216/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,251
−HK$4,406/mo
▼ 0.25% · 3.875%
HK$72,437
−HK$2,220/mo
Today · 4.125%
HK$74,657
baseline
▲ 0.50% · 4.625%
HK$79,200
+HK$4,543/mo
Deposit HK$6.60M · loan HK$15.40M · min. income ≈ HK$149,314/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,154
−HK$4,222/mo
▼ 0.25% · 3.875%
HK$80,250
−HK$2,126/mo
Today · 4.125%
HK$82,376
baseline
▲ 0.50% · 4.625%
HK$86,719
+HK$4,343/mo
Deposit HK$6.60M · loan HK$15.40M · min. income ≈ HK$164,752/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,323
−HK$5,664/mo
▼ 0.25% · 3.875%
HK$93,133
−HK$2,854/mo
Today · 4.125%
HK$95,987
baseline
▲ 0.50% · 4.625%
HK$101,828
+HK$5,841/mo
Deposit HK$2.20M · loan HK$19.81M · min. income ≈ HK$191,974/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,484
−HK$5,429/mo
▼ 0.25% · 3.875%
HK$103,179
−HK$2,734/mo
Today · 4.125%
HK$105,913
baseline
▲ 0.50% · 4.625%
HK$111,495
+HK$5,582/mo
Deposit HK$2.20M · loan HK$19.81M · min. income ≈ HK$211,826/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,261 · Scale 2, in force from 26 Feb 2026)