LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,183
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$51,744
−HK$1,586/mo
Today · 4.125%
HK$53,330
baseline
▲ 0.50% · 4.625%
HK$56,575
+HK$3,245/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$106,660/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,828
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$57,325
−HK$1,519/mo
Today · 4.125%
HK$58,844
baseline
▲ 0.50% · 4.625%
HK$61,946
+HK$3,102/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$117,688/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,219
−HK$3,776/mo
▼ 0.25% · 3.875%
HK$62,092
−HK$1,903/mo
Today · 4.125%
HK$63,995
baseline
▲ 0.50% · 4.625%
HK$67,889
+HK$3,894/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$127,990/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,993
−HK$3,620/mo
▼ 0.25% · 3.875%
HK$68,790
−HK$1,823/mo
Today · 4.125%
HK$70,613
baseline
▲ 0.50% · 4.625%
HK$74,335
+HK$3,722/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$141,226/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,256
−HK$4,405/mo
▼ 0.25% · 3.875%
HK$72,441
−HK$2,220/mo
Today · 4.125%
HK$74,661
baseline
▲ 0.50% · 4.625%
HK$79,204
+HK$4,543/mo
Deposit HK$6.60M · loan HK$15.41M · min. income ≈ HK$149,322/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,159
−HK$4,222/mo
▼ 0.25% · 3.875%
HK$80,255
−HK$2,126/mo
Today · 4.125%
HK$82,381
baseline
▲ 0.50% · 4.625%
HK$86,724
+HK$4,343/mo
Deposit HK$6.60M · loan HK$15.41M · min. income ≈ HK$164,762/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,329
−HK$5,664/mo
▼ 0.25% · 3.875%
HK$93,139
−HK$2,854/mo
Today · 4.125%
HK$95,993
baseline
▲ 0.50% · 4.625%
HK$101,834
+HK$5,841/mo
Deposit HK$2.20M · loan HK$19.81M · min. income ≈ HK$191,986/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,490
−HK$5,429/mo
▼ 0.25% · 3.875%
HK$103,185
−HK$2,734/mo
Today · 4.125%
HK$105,919
baseline
▲ 0.50% · 4.625%
HK$111,502
+HK$5,583/mo
Deposit HK$2.20M · loan HK$19.81M · min. income ≈ HK$211,838/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,318 · Scale 2, in force from 26 Feb 2026)